Financial Systems Analyst I

At American Express, our culture is built on a 175-year history of innovation, shared values, and Leadership Behaviors, with an unwavering commitment to supporting customers, communities, and colleagues. As a member of Team Amex, you will experience comprehensive support for your holistic well-being and numerous opportunities to enhance your skills, develop as a leader, and advance your career. Your voice and ideas are valued here, your work will have a meaningful impact, and together, we will shape the future of American Express. In this role, you will be a part of the Credit and Fraud Risk Controllership (C&FRC) team, contributing to the successful implementation of various system enhancements, analytics, and automated reports. As a member of the world-class Controllership group, the C&FRC organization oversees the end-to-end credit and fraud processes, from reserve adequacy assessment to external and regulatory reporting. With significant changes in processes due to the implementation of IFRS9 in January 2018 and CECL in January 2020, you will collaborate closely with Controllership, Risk Decision Science, Risk Finance, Technologies, and other relevant groups to meet daily deliverables. Your responsibilities will include: - Engaging with multiple stakeholders to define and communicate the vision, value, and priorities of the product - Collaborating with the development team and product owner team on delivering product features - Understanding business/user needs to determine critical features and functionalities - Participating in leadership meetings to articulate the strategic vision for meeting business requirements - Creating actionable user stories with clear acceptance criteria - Prioritizing user stories for sprint planning and backlog refinement meetings - Actively participating in sprint planning, backlog refinement, and sprint review meetings - Supporting user acceptance testing, parallel run testing, and other required testing activities to ensure compliance with requirements To succeed in this role, you should: - Stay adaptable to business/functional requirements - Embrace a digital mindset and implement technical changes effectively - Prioritize enterprise goals and balance the needs of stakeholders - Challenge the status quo and bring innovation to existing offerings Your past experience should include areas like project management, process governance, control & compliance, or accounting and reporting. Testing management and execution experience, Agile training, and familiarity with credit reserves, portfolio analysis, financial modeling, and accounting are advantageous. Strong organizational skills, proactive teamwork, and excellent communication skills are essential. Ideal qualifications include: - 3-5 years of project work or accounting and reporting experience - Experience with implementing or supporting large-scale changes - Degree in Accounting, Finance, MBA, or BTech Desired skills and capabilities: - Process orientation and analytical problem-solving skills - Strong written and verbal communication skills - Relationship building, presentation, and collaboration skills Technical skills that are beneficial: - Analytical and problem-solving abilities - Knowledge of financial systems - Understanding of banking products (a plus) - Proficiency in Python, SQL, HIVE, Java, Tableau, and data analysis (a plus) - Awareness of relevant accounting standards such as US GAAP/Local GAAP/IFRS Your behavioral skills should include: - Results-driven and self-starting with leadership abilities - Flexibility, prioritization skills, and effective management in a matrix organization - Strong leadership qualities The Enterprise Leadership Behaviors at American Express include: - Setting the Agenda - Bringing Others with You - Doing It the Right Way American Express provides benefits to support your holistic well-being, including competitive base salaries, bonus incentives, financial well-being support, comprehensive medical and insurance benefits, flexible working arrangements, parental leave policies, access to wellness centers, counseling support, and career development opportunities. Please note that an offer of employment with American Express is subject to the successful completion of a background verification check as per applicable laws and regulations.,