Financial Controller

Position Overview:

The Financial Controller is responsible for overseeing all financial and accounting operations within the organization. This role ensures the company's financial integrity, regulatory compliance, and operational efficiency. The Financial Controller will work closely with senior management to support strategic decision-making and provide financial insights to drive business growth in the housing finance sector.

Qualifications:

• Bachelors degree in Finance, Economics, Business Administration, or a related field.
• Masters degree or professional qualification (e.g., CA, CFA).

• Minimum 5 years of experience in similar field, preferably within the housing finance or financial services industry.

• Strong understanding of financial markets, debt instruments, and treasury operations.
• Proven experience in managing large-scale debt syndication transactions.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong communication and interpersonal skills, with the ability to build relationships with stakeholders at all levels.
• Proficiency in financial modeling and analysis tools.

Key Responsibilities:

• Financial Management:
• Oversee all financial activities, including budgeting, forecasting, financial reporting, and cash flow management.
• Develop and monitor financial strategies to support the company's growth and profitability.
• Manage the preparation and analysis of monthly, quarterly, and annual financial statements.
• Monitor key financial metrics and implement corrective actions when necessary.
• Strategic Planning and Leadership:
• Collaborate with senior leadership to design financial strategies for sustainable growth.
• Evaluate funding options and manage relationships with banks, investors, and financial institutions.
• Provide financial insights to support product innovation and market expansion in housing finance.
• Lead, mentor, and develop a high-performing finance team.
• Budgeting and Forecasting:
• Lead the annual budgeting process, ensuring alignment with the company's strategic objectives.
• Develop detailed financial forecasts and scenario analyses to support decision-making.
• Collaborate with department heads to establish budgets, track performance, and recommend adjustments to meet financial goals.
• Analyze variances between actual performance and budgeted figures, identifying trends and opportunities for improvement.
• Ensure budgets and forecasts are regularly updated to reflect changes in the business environment.
• Treasury Management:
• Develop and implement treasury policies and procedures.
• Monitor and manage the companies liquidity position, ensuring adequate funding for operations.
• Oversee cash flow forecasting and budgeting.
• Manage short-term and long-term investment strategies. Managing investment portfolio and investment of idle fund in Mutual Funds and Fixed Deposits based on market returns based on Cash flow
• Optimize the companys working capital management.
• Debt Syndication:
• Lead the debt syndication process, including the structuring, negotiation, and documentation of debt transactions.
• Establish and maintain relationships with banks, financial institutions, and investors.
• Evaluate and select appropriate funding sources to meet the company’s financing needs.
• Coordinate with legal, compliance, and finance teams to ensure adherence to regulatory requirements.
• Monitor market conditions and assess the impact on the company’s borrowing costs
• Risk Management:
• Identify, assess, and mitigate financial risks related to treasury operations.
• Implement hedging strategies to manage interest rate and currency risk.
• Ensure compliance with internal controls and regulatory requirements.