Finance Professional

Job Summary:

To support the Finance function in ensuring accurate, compliant, and timely financial reporting, regulatory filings, reconciliations, and audits. The role is responsible for monthly book closure, group reporting, and statutory compliance in alignment with IND AS, RBI, IRDA and internal Group GRAPH policy requirements. The position requires strong analytical, coordination, and stakeholder management skills to support internal reporting, forecasting, and business performance analysis.

Key Responsibilities

1. Financial Accounting and Reporting:

• Ensure timely monthly book closure and submission of financial results in line with Group timelines. (HFM, RCI, Excel PKg, AMIO)
• Prepare monthly MIS and group reporting packages ensuring accuracy, consistency, and adherence to group accounting policies/INDAS/IFRS.
• Prepare, Consolidate and Review account reconciliations and ensure all open items are resolved before financial reporting deadlines. (before green light)
• Preparation of standalone financial statements as per IND AS, including notes, schedules, and disclosures.
• Maintain high-quality documentation for all reporting and review cycles.

2. Audit Management and Compliance:

• Coordinate and support statutory audit closure within defined timelines, ensuring readiness of schedules, ledgers, and reconciliations.
• Track Internal Audit observations and ensure timely action plan implementation.
• Facilitate J-SOX control testing and ensure adherence to internal control frameworks.
• Provide audit and analytical support to internal and external stakeholders as required.
• Prepare and file RBI returns and other regulatory submissions accurately within prescribed due dates.
• Assist in Advance Tax computation and coordinate with consultants.

3. Planning, Forecasting, and Analysis:

• Support the financial planning and forecasting process, including variance analysis and business performance reviews.
• Conduct competitor analysis and provide insights on market trends, cost structures, and profitability.
• Analyze dealer profitability and retail business net acquired margin to support business decisions.
• Contribute to the continuous improvement of financial models, dashboards, and management reporting tools.

4. Stakeholder Management and Coordination:

• Liaise with cross-functional teams (Operations, Sales, Marketing, Treasury, Risk, Collection and IT) to ensure accurate data flow and timely reporting.
• Ensure accurate and timely internal stakeholder reporting for management reviews and board-level submissions.

5. Governance and Continuous Improvement:

• Ensure compliance with all RBI, IRDA guidelines, IND AS, Companies Act, and internal accounting policies.
• Contribute to process improvements and automation of accounting, reconciliation, and reporting processes.
• Maintain appropriate documentation and controls to support audit readiness and transparency.
• Undertake any other ad hoc assignments or financial analysis projects as directed by management.

Key Deliverables

• Monthly financials closed and reported within due dates.
• Timely submission of group reporting packages.
• Reconciliation close-out with nil open items before reporting.
• Statutory, internal, and JSOX audit closures on schedule.
• RBI and tax submissions filed accurately and on time.
• IND AS compliant financial statements with adequate disclosures.
• Timely and accurate MIS and variance analysis for management decision-making.