Finance Process Associate

Job Title: Process Associate – Asset Finance
Department: Finance & LendingReports To: Team Lead / Process ManagerLocation: MohaliJob Type: Full-Time | In-Office

Role Summary

The Process Associate will play a critical role in supporting the end-to-end processing of finance applications for Australian clients. This includes managing enquiry handling, document preparation, submission, approval, and post-settlement activities. The ideal candidate will possess a strong understanding of finance documentation, compliance procedures, credit assessment, and professional communication standards.

Key Responsibilities

1. Organizational & Market Understanding

• Develop a thorough understanding of Auswide, FLI Group, and their operational frameworks.
• Gain awareness of major Australian financial regulatory bodies: ASIC, ATO, APRA, and ACCC.
• Stay informed about major Australian banks and lenders.

2. Finance Application Process Stages

A. Enquiry Stage

• Understand different borrowing structures (e.g., Sole Trader, Company, Partnership, Trust).
• Collect and organize client enquiry documents (ID proof, invoices, etc.).
• Perform ABN lookups, analyse RP Data, and manage digital folders in Zoho.

B. Preparation Stage

• Conduct company and individual credit checks using Equifax.
• Identify all applicant parties and contribute to drafting submission notes.
• Learn and adhere to lender policies; navigate various lender portals.

C. Submission & Approval Stage

• Accurately enter application data into lender systems (e.g., Flexicommercial, Pepper, etc.).
• Review private/dealer sale invoices and ensure they meet lender conditions.
• Send and manage documents via Annexture or DocuSign.

D. Post-Settlement Stage

• Manage compliance documentation and verify file completion.
• Request additional documents such as amortization schedules and payout letters.
• Update Zoho CRM notes and maintain daily status trackers.

3. Communication & Administrative Tasks

• Label, tag, and organize email communication effectively.
• Maintain clear and updated notes in Zoho CRM.
• Provide regular updates on application status and generate internal reports.
• Collaborate with team members and use internal knowledge bases for continuous learning.

Tools & Platforms Used

• Zoho One (including Zoho CRM)
• 3CX (for communication)
• Equifax (credit reporting)
• RP Data (property and business insights)
• Lender Portals (e.g., Flexicommercial, Pepper)
• Annature / DocuSign (digital signatures and document exchange)

Ideal Candidate Profile

• Basic understanding of finance, credit processes, or Australian financial regulations.
• Proficient in digital tools and CRM systems, especially Zoho.
• Strong organizational and communication skills.
• Ability to work in a fast-paced, team-oriented environment with attention to detail.

Job Type: Full-time

Pay: ₹20,000.00 - ₹40,000.00 per month

Benefits:

• Food provided
• Health insurance

Schedule:

• Monday to Friday
• Morning shift
• Weekend availability

Supplemental Pay:

• Performance bonus
• Shift allowance
• Yearly bonus

Work Location: In person