SkillsSkillLearning Highest EducationBachelor of ArtsWorking LanguageHindiMarathiJob DescriptionAchieve the defined Disbursement Targets Collection efficiency & Portfolio QualityTeam ManagementProcess OrientationTeam Development

Roles and Responsibilities:- Manage client relations and operational workflows.- Support business objectives and ensure efficient processes.- Collaborate with internal teams and meet service standards.Required Skills:- Communication and problem-solving.- Customer focus.- Analytical and proactive mindset.Key Skills:Operations, Client Management, Workflow Management, Customer Service

Sourcing of LAP & Housing finance through connecters & self sourcing.Empanelment of New connecters to source business in HF & LAPProcess of LAP & Micro Housing loan by accessing their income through personal discussion & field Visit & documentation.Track and Ensure Repayments of the Loan disbursed An Individual player with high performance and be a team playerTo Build and Nurture team & enable them to achieve high performance as per the branch capacity & budget.Lead generation & conversion for existing customers who require LAP/housing finance.Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective mannerSourcing & Completion of Loan document application form and follow-up to be don till disbursement stage

SkillsLearning Highest EducationMaster of ScienceWorking LanguageHindiEnglishJob DescriptionManage Receivables for the allotted set of customerProcess Compliance Adhere to the laid down processes for repayment and relationship management with customer.Repayment Efficiency reduces the OD in the branch.Ensure payments are collected in time Continues Follow-up on Collection with the customerCustomer Interaction(Locate and Notify customers of delinquent accountsCustomer Traceability (Trace delinquent customers to new address)Branch Co-ordination (Locate and monitor overdue accounts)Receive payments and post amounts paid to customer account.

SkillsLearning Highest EducationBachelor of ArtsWorking LanguageHindiMarathiJob DescriptionHandling a team of Legal officers & Legal Manager Giving pre-opinion by verifying legal documents of the customers for the loan applied till 50 LacProcess Compliance Adhere to the laid down processes for legal documents verification.Handle registration process with the help of empanelled lawyer. To make sure all the post disbursement documents are tracked and sent to HO.Verification of legal documents and disbursement trigger to be initiated.Responsible to train branch team on legal documentsEnplanement of lawyers and vendors for execution o registration & search reports.

Roles and Responsibilities:- Manage client relations and operational workflows.- Support business objectives and ensure efficient processes.- Collaborate with internal teams and meet service standards.Required Skills:- Communication and problem-solving.- Customer focus.- Analytical and proactive mindset.Key Skills:Operations, Client Management, Workflow Management, Customer Service

Goal CommitmentResolve the issues by co-coordinating with bank and payment team to complete the recon within TAT.To ensure all banking transactions are accounted in system.Ensure that all payment chq processed are accounted in systemProcessing the part prepayment and tenure reduction on TATUAT Testing in sytem and implementation

KRAActivityKEY PERFORMANCE INDICATORCross Functional EfficiencyBeing able to effectively work across all activities in CPC and contribute in any process as and when required. Self learning and Cross training IndicatorImprovement in ProductivityAchieve high productivityNumber of files processed per day.Compliance with all regulations & product normsAdherence to all the internal and regulatory policies zero regulatory non compliance.Zero Operational error due to non-complaicne to process and policiesCross Functional TrainingTo be trained at least in 2 activities beyond their roleTo be trained at least in 2 activities beyond their roleFiles should be processed as per agreed TATTATNumber of files processed per day.

SkillsCommercial Design Highest EducationB.ComWorking LanguageHindiJob DescriptionManage Receivables for the allotted set of customer of X and 0 -30 Bucket.Process Compliance Adhere to the laid down processes for repayment and relationship management with customer.Ensure payments are collected in time Continues Follow-up on Collection with the customerCustomer Interaction(Locate and Notify customer)Receive payments and post amounts paid to customer account.Ensure Due date collections from customers are collected on time.Adherence to timelines on collectionsMeet clients whos loan are due to payments and receive the EMIsInteract the clients in a courteous manner and maintain punctuality in meeting them Update the details of all payments received and deposit the same in branch.

SkillsSales Highest EducationBachelor of ArtsWorking LanguageMarathiJob DescriptionTo achieve the Business Targets for DisbursementBudgeted Yield for the financial yearBudgeted Fee Income for the financial year Portfolio quality

SkillsSkillHighest EducationNo data available Working LanguageNo data available Job DescriptionHandling IBL,MSME, SME, HOME LOAN(HL)And JLG Product Loan FilesPreparing Daily / Monthly MIS ReportsThrough Checking of All The Files And Ensure The Data is Complete And RelevantCustomer KYC and Secondary Documents CheckingDocuments Query Related Mails Co-ordination With State Head and Sales TeamUpdating Sanctioned Customers Details in The SystemTrack Pending Documents Related to Disbursement / Post DisbursementPreparation and Despatch of Welcome Letters

SkillsSkillSales & Marketing Skills Sales Highest EducationBachelor of CommerceBachelor of ScienceBachelor of ArtsMaster of CommerceMaster of Business AdministrationWorking LanguageEnglishHindiMarathiJob DescriptionTo call existing account holders of the bank for creating asset sale opportunitiesTo meet in person the existing account holders for explaining the salient features and benefits of each and every Asset Product primarily Personal Loans and Credit Cards. To be part of joint visits and campaigns for existing account holders

SkillsSales & Marketing Skills Highest EducationMaster of Business Administration, Bachelor of Architecture, Bachelor of Science, Bachelor of Arts, Master of CommerceWorking Language - English / Hindi / MarathiJob DescriptionManage the Branch in terms of Sales.Build a high Quality Loan portfolioTrack and Ensure Repayments of the Loan disbursedMaintain Manage & Deliver SO Productivity Enable sales team to high performance and be a team playerTo Build and Nurture team & enable them to achieve high performanceTrack manpower as per capacity plan and ensure individual productivity.

1. Acquire high value new to bank customers to Bank on a monthly basis 2. Complete family banking proposition for families of customers on-boarded in order to increase Relationship Value of customers acquired 3. Manage the relationships of clients provided by Equitas in order to enhance wallet share 4. Sharp execution of Cross-sell strategy of the Bank for all mapped and acquired clients including: a. Digital Channel Activation b. Activation for Digital Wealth Management c. Selling Investment and Insurance Products d. Selling Asset Products 5. Achieve Individual Book and Fee Income targets as mandated in HR Goal Sheet in order to secure highest rating as per policy of the Bank 6. Handle the service requirement of customers are taken case in a prompt and pro-active manner 7. Provide regular feedback to Branch / Head Office team for improved customer relationship management at Equitas 8. The position is on Quarterly Incentive Program outcome of which is dependent on achievement of laid down targets .

Productivity- (Employee) to achieve 80 leads during the dayIndividul Productivity is higfhly critical to meet the business Targret and GoalTAT - Assigned leads for the day should be completedTAT is extremely imporatant to ensure customer request is processed on time and achieve customer delight1.Audit Report2. internal & External QC error report - Should be less than acceptable percentage of .75%Ensure error free processing is extremely imporatnt to avoid below risk1. Reputaion Risk2. Financial Risk3.Customer complaintsKnowledgeIt is extremely important that respective officials to be well versed with product and Process so that they can comply regulatory and internal guidelines.

Productivity- (Employee) to achieve 80 leads during the dayIndividul Productivity is higfhly critical to meet the business Targret and GoalTAT - Assigned leads for the day should be completedTAT is extremely imporatant to ensure customer request is processed on time and achieve customer delight1.Audit Report2. internal & External QC error report - Should be less than acceptable percentage of .75%Ensure error free processing is extremely imporatnt to avoid below risk1. Reputaion Risk2. Financial Risk3.Customer complaints KnowledgeIt is extremely important that respective officials to be well versed with product and Process so that they can comply regulatory and internal guidelines.

SkillsSales Highest EducationBachelor of ArtsWorking LanguageMarathiJob DescriptionTo achieve the Business Targets for DisbursementBudgeted Yield for the financial yearBudgeted Fee Income for the financial year Portfolio quality

Roles and Responsibilities:- Manage client relations and operational workflows.- Support business objectives and ensure efficient processes.- Collaborate with internal teams and meet service standards.Required Skills:- Communication and problem-solving.- Customer focus.- Analytical and proactive mindset.Key Skills:Operations, Client Management, Workflow Management, Customer Service

DiplomaWorking LanguageEnglishTamilJob DescriptionProcessing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit.Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO HousingEnsure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective mannerSourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage

Working LanguageEnglish,TamilJob DescriptionProcessing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit.Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO HousingEnsure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective mannerSourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stageLocation: Vellore

Working LanguageEnglish,TamilJob DescriptionProcessing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit.Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO HousingEnsure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective mannerSourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage

Roles and Responsibilities:- Manage client relations and operational workflows.- Support business objectives and ensure efficient processes.- Collaborate with internal teams and meet service standards.Required Skills:- Communication and problem-solving.- Customer focus.- Analytical and proactive mindset.Key Skills:Operations, Client Management, Workflow Management, Customer Service

**Key Responsibilities:** - Make outbound calls to potential and existing customers for sales and service.- Explain financial products and services clearly to generate leads.- Follow up with customers to ensure a smooth application process.- Maintain call records and meet daily calling targets.**Skills Required:** - Excellent verbal communication and persuasion skills.- Basic knowledge of financial products and customer service.- Ability to handle customer objections and resolve queries efficiently.- Strong multitasking and time management skills.

Roles and Responsibilities:- Manage client relations and operational workflows.- Support business objectives and ensure efficient processes.- Collaborate with internal teams and meet service standards.Required Skills:- Communication and problem-solving.- Customer focus.- Analytical and proactive mindset.Key Skills:Operations, Client Management, Workflow Management, Customer Service

**Key Responsibilities:** - Manage and grow relationships with Microfinance clients, ensuring business expansion.- Educate clients about financial products and assist them in selecting suitable services.- Work closely with internal teams to ensure smooth loan disbursals and repayments.- Monitor customer portfolio to mitigate risks and enhance profitability.**Skills Required:** - Strong interpersonal and client-handling skills.- Knowledge of microfinance industry and credit policies.- Sales and business development expertise.- Proficiency in financial assessment and risk analysis.

Roles and Responsibilities:- Identify new business opportunities and build strong client relationships.- Conduct market research and pitch products/services.- Collaborate with marketing teams and negotiate contracts.Required Skills:- Excellent communication and negotiation skills.- Market research and analysis.- Sales-oriented mindset.Key Skills:Business Development, Sales, Client Acquisition, Negotiation, Market Research

Roles and Responsibilities:- Manage client relationships and ensure timely collection of mutual fund dues.- Address client queries and maintain accurate records.- Analyze delinquent accounts and strategize recovery plans in compliance with company policies.Required Skills:- Strong communication and interpersonal skills.- Analytical thinking.- Customer-centric approach.Key Skills:Client Relationship, Collections, Mutual Funds, Recovery, Communication SkillsLocation: Thiruvarur

Roles and Responsibilities:- Manage client relationships and ensure timely collection of mutual fund dues.- Address client queries and maintain accurate records.- Analyze delinquent accounts and strategize recovery plans in compliance with company policies.Required Skills:- Strong communication and interpersonal skills.- Analytical thinking.- Customer-centric approach.Key Skills:Client Relationship, Collections, Mutual Funds, Recovery, Communication Skills

Roles and Responsibilities:- Manage client relationships and ensure timely collection of mutual fund dues.- Address client queries and maintain accurate records.- Analyze delinquent accounts and strategize recovery plans in compliance with company policies.Required Skills:- Strong communication and interpersonal skills.- Analytical thinking.- Customer-centric approach.Key Skills:Client Relationship, Collections, Mutual Funds, Recovery, Communication Skills

Roles and Responsibilities:- Manage client relations and operational workflows.- Support business objectives and ensure efficient processes.- Collaborate with internal teams and meet service standards.Required Skills:- Communication and problem-solving.- Customer focus.- Analytical and proactive mindset.Key Skills:Operations, Client Management, Workflow Management, Customer Service

Roles and Responsibilities:- Manage client relations and operational workflows.- Support business objectives and ensure efficient processes.- Collaborate with internal teams and meet service standards.Required Skills:- Communication and problem-solving.- Customer focus.- Analytical and proactive mindset.Key Skills:Operations, Client Management, Workflow Management, Customer Service

Roles and Responsibilities:- Manage client relationships and ensure timely collection of mutual fund dues.- Address client queries and maintain accurate records.- Analyze delinquent accounts and strategize recovery plans in compliance with company policies.Required Skills:- Strong communication and interpersonal skills.- Analytical thinking.- Customer-centric approach.Key Skills:Client Relationship, Collections, Mutual Funds, Recovery, Communication Skills

Roles and Responsibilities:- Lead branch operations and ensure customer satisfaction.- Manage staff and achieve sales targets.- Ensure compliance and enhance customer relationships.Required Skills:- Leadership and team management.- Problem-solving and decision-making.- Communication skills.Key Skills:Branch Management, Team Leadership, Sales, Compliance, Customer Relations

Roles and Responsibilities:- Manage client relationships and ensure timely collection of mutual fund dues.- Address client queries and maintain accurate records.- Analyze delinquent accounts and strategize recovery plans in compliance with company policies.Required Skills:- Strong communication and interpersonal skills.- Analytical thinking.- Customer-centric approach.Key Skills:Client Relationship, Collections, Mutual Funds, Recovery, Communication Skills

Roles and Responsibilities:- Manage client relations and operational workflows.- Support business objectives and ensure efficient processes.- Collaborate with internal teams and meet service standards.Required Skills:- Communication and problem-solving.- Customer focus.- Analytical and proactive mindset.Key Skills:Operations, Client Management, Workflow Management, Customer Service

Roles and Responsibilities:- Manage client relations and operational workflows.- Support business objectives and ensure efficient processes.- Collaborate with internal teams and meet service standards.Required Skills:- Communication and problem-solving.- Customer focus.- Analytical and proactive mindset.Key Skills:Operations, Client Management, Workflow Management, Customer Service

Roles and Responsibilities:- Manage client relationships and ensure timely collection of mutual fund dues.- Address client queries and maintain accurate records.- Analyze delinquent accounts and strategize recovery plans in compliance with company policies.Required Skills:- Strong communication and interpersonal skills.- Analytical thinking.- Customer-centric approach.Key Skills:Client Relationship, Collections, Mutual Funds, Recovery, Communication Skills

Roles and Responsibilities:- Manage client relationships and ensure timely collection of mutual fund dues.- Address client queries and maintain accurate records.- Analyze delinquent accounts and strategize recovery plans in compliance with company policies.Required Skills:- Strong communication and interpersonal skills.- Analytical thinking.- Customer-centric approach.Key Skills:Client Relationship, Collections, Mutual Funds, Recovery, Communication Skills

Roles and Responsibilities:- Manage client relations and operational workflows.- Support business objectives and ensure efficient processes.- Collaborate with internal teams and meet service standards.Required Skills:- Communication and problem-solving.- Customer focus.- Analytical and proactive mindset.Key Skills:Operations, Client Management, Workflow Management, Customer Service

SkillsSales Highest EducationBachelor of ArtsWorking LanguageMarathiJob DescriptionManage & ensure 100% collection for all the Micro finance members allotted .Ensure leads are generated for retail asset product like LAP /HLHas to Ensure & adhere process compliance as defined by the organization while achieving the business targets Process Compliance Adhere to the laid down processes for repayment and relationship management with customer.Ensure payments are collected in time Continues Follow-up on Collection with the customerCustomer Interaction(Locate and Notify customer)Adherence to timelines on collectionsInteract the clients in a courteous manner and maintain punctuality in center meetings