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3027 Job openings at Equitas Small Finance Bank
About Equitas Small Finance Bank

Equitas Small Finance Bank is an active member of the communities where we live and work, and a strong philanthropic partner enabling individuals, families, businesses, and entire communities in their financial aspirations with seamless banking services. We take the responsibility to be good neighbours, and are committed to our legacy of giving back to our communities. We aim at changing the way banking is imagined delivered and experienced โ€“ with Fairness & Transparency being the key drivers.

Senior Sales Officer

Hyderabad

3 - 4 years

INR 4.0 - 5.0 Lacs P.A.

Work from Office

Full Time

Skill Highest Education No data available Working Language No data available Job Description Purpose of the role: To ensure high quality delivery of relevant vehicle finance products & services to our clients in a fair and transparent manner. Key Responsibilities: Develop consistent pipeline of applications from good quality customers who require finance for purchase of New Commercial Vehicles through direct sourcing, Dealers, market references etc., Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner. Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice First Time Right principle. Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable) Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies

Branch Relationship Officer - Used Car

Chitradurga, Bengaluru

1 - 4 years

INR 2.0 - 4.0 Lacs P.A.

Work from Office

Full Time

Skills Sales Highest Education No data available Working Language No data available Job Description Purpose of the role: To ensure high quality delivery of relevant vehicle finance products & services to our clients in a fair and transparent manner. Key Responsibilities: Develop consistent pipeline of applications from good quality customers who require finance for purchase of Used cars through direct sourcing, Dealers, DSAs, market references etc., Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner. Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice First Time Right principle. Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable) Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies Closely follow up Channels and keep the relationship intact and ensure no PDD is pending beyond 60 days from his channels. Understand the products & policies of ESFB Used car Funding and offer the right scheme to the client and ensure customers requirement is met. Desired Experience: Number of years of experience (range): 3-6 years Type of companies/sector worked for: OEM / Dealer Sales / Banks/NBFCs, should have relevant experience New or Used cars finance . Responsibilities managed in the previous organizations: The applicant should have experience in Used Car, should have excellent contacts in the Cars finance market. Experience in understanding Process, Car types, Client segments, dynamics of used car market is critical for this role. Languages: Working knowledge of English and fluency in regional language of the state applying for. Ability to speak in other regional languages would be an added advantage. Computer/technical skills (if any): Should be comfortable in using Excel (ability to analyze reports sent from Head Office) and email (ability to communicate clearly in written English). Qualifications: Graduation: Any Graduate Post-graduation: MBA or any PG would be an added advantage Professional Qualifications: Nothing specific Certifications : Nothing specific

Legal Manager - Litigation

Hyderabad, Vijayawada

4 - 9 years

INR 5.0 - 10.0 Lacs P.A.

Work from Office

Full Time

Skill Highest Education No data available Working Language No data available Job Description The candidate should have good drafting skills and must come from SME or HL/LAP background with extensive knowledge of the Sarfaesi Act, Arbitration, Sec 138,Criminal complaints and case against company. Experience Minimum 10-12 years in Banking and NBFCs. Nature of work Lead Litigation team and to support the collection team for recovery in NPA/Write off accounts. Must be able to handle the Cases/Litigations filed Against the Bank and its Officials and strategizing defense in cases / litigations filed . Must be able to handle all high value and sensitive matters involving higher dignitaries. NPA resolution of MSME as Well Affordable Home Loan Accounts by way of sale of mortgage properties and execution of legal tools for recovery of shortfall or loss amount . NPA resolution of BL Accounts by way of execution of legal tools availed in Sec-138, EP & Criminal Complaints . Liaisoning with the court agencies, police stations, and other statutory bodies.

Branch Relationship Officer - Used Car

Bengaluru

3 - 6 years

INR 5.0 - 8.0 Lacs P.A.

Work from Office

Full Time

Skills Sales Purpose of the role: To ensure high quality delivery of relevant vehicle finance products & services to our clients in a fair and transparent manner. Key Responsibilities: Develop consistent pipeline of applications from good quality customers who require finance for purchase of Used cars through direct sourcing, Dealers, DSAs, market references etc., Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner. Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice First Time Right principle. Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable) Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies Closely follow up Channels and keep the relationship intact and ensure no PDD is pending beyond 60 days from his channels. Understand the products & policies of ESFB Used car Funding and offer the right scheme to the client and ensure customers requirement is met. Desired Experience: Number of years of experience (range): 3-6 years Type of companies/sector worked for: OEM / Dealer Sales / Banks/NBFCs, should have relevant experience New or Used cars finance . Responsibilities managed in the previous organizations: The applicant should have experience in Used Car, should have excellent contacts in the Cars finance market. Experience in understanding Process, Car types, Client segments, dynamics of used car market is critical for this role. Languages: Working knowledge of English and fluency in regional language of the state applying for. Ability to speak in other regional languages would be an added advantage. Computer/technical skills (if any): Should be comfortable in using Excel (ability to analyze reports sent from Head Office) and email (ability to communicate clearly in written English). Qualifications: Graduation: Any Graduate Post-graduation: MBA or any PG would be an added advantage

Branch Receivable Officer

Chennai

0 - 4 years

INR 2.0 - 6.0 Lacs P.A.

Work from Office

Full Time

Skill Survivability Highest Education Bachelor of Arts Working Language English Tamil Job Description Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage

Relationship Manager - MF

Chennai

0 - 4 years

INR 2.0 - 4.0 Lacs P.A.

Work from Office

Full Time

Skill Post-conflict Highest Education Bachelor of Computer Applications Working Language English Tamil Job Description Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage

Branch Manager - AHF

Madurai

0 - 5 years

INR 1.0 - 5.0 Lacs P.A.

Work from Office

Full Time

Skill Post-conflict Highest Education Bachelor of Engineering Working Language English Tamil Job Description Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage

Branch Receivable Officer

Kambam, Madurai, Usilampatti

0 - 5 years

INR 1.0 - 3.0 Lacs P.A.

Work from Office

Full Time

Skill Collection Maintenance Highest Education Bachelor of Arts Working Language Tamil English Job Description A "Branch Receivable Officer" is responsible for managing and collecting outstanding payments (accounts receivable) within a specific branch of a company, primarily focusing on customer interaction, follow-up on overdue accounts, and ensuring timely payment collection, while adhering to established company policies and procedures. Key responsibilities of a Branch Receivable Officer: Customer Account Management: Monitor customer accounts within the assigned branch to identify overdue payments. Contact customers via phone, email, or in person to remind them of outstanding balances and due dates. Resolve customer queries regarding invoices and payments. Payment Collection: Receive customer payments in various forms (cash, cheque, online transfers). Accurately record payments on customer accounts in the accounting system. Initiate collection actions for delinquent accounts, including sending reminder notices and escalating to debt collection agencies if necessary. Compliance and Reporting: Ensure adherence to company credit policies and collection procedures. Generate regular reports on outstanding receivables, collection performance, and customer payment trends. Maintain accurate records of customer interactions and collection attempts. Branch Coordination: Collaborate with other branch staff to identify potential collection issues and develop strategies to address them. Communicate important updates regarding customer accounts to relevant branch managers.

Relationship Manager - MF

Madurai, Dindigul

0 - 4 years

INR 4.0 - 8.0 Lacs P.A.

Work from Office

Full Time

Skill Salaried Loan Sales Highest Education Bachelor of Commerce Working Language Tamil English Job Description DESIRED RESULT X bucket resolution on bounce basis Ensure Collection Efficiency in 1-90 Resolution Ensure Collection Efficiency in 1-90 Normalization Ensure Collection Efficiency in 90-180 Normalization roll back Collection charges as per the given target from bounce customers Self Development Process Orientaition

Relationship Manager - AHF

Madurai, Dindigul

0 - 4 years

INR 4.0 - 8.0 Lacs P.A.

Work from Office

Full Time

Skill Salaried Loan Sales Highest Education Bachelor of Commerce Working Language Tamil English Job Description DESIRED RESULT X bucket resolution on bounce basis Ensure Collection Efficiency in 1-90 Resolution Ensure Collection Efficiency in 1-90 Normalization Ensure Collection Efficiency in 90-180 Normalization roll back Collection charges as per the given target from bounce customers Self Development Process Orientaition

Relationship Manager - MF

Kumbakonam

0 - 3 years

INR 4.0 - 8.0 Lacs P.A.

Work from Office

Full Time

Skill Salaried Loan Sales Highest Education Bachelor of Commerce Working Language Tamil English Job Description DESIRED RESULT X bucket resolution on bounce basis Ensure Collection Efficiency in 1-90 Resolution Ensure Collection Efficiency in 1-90 Normalization Ensure Collection Efficiency in 90-180 Normalization roll back Collection charges as per the given target from bounce customers Self Development Process Orientaition

Relationship Manager - MF

Nasik, Manmad

0 - 3 years

INR 2.0 - 4.0 Lacs P.A.

Work from Office

Full Time

Skill Learning Highest Education Bachelor of Science Working Language Hindi Marathi Job Description 1. Manage & ensure 100% collection for all the Micro finance members allotted . 2. Ensure leads are generated for retail asset product like LAP /HL 3. Has to Ensure & adhere process compliance as defined by the organization while achieving the business targets 4. Process Compliance Adhere to the laid down processes for repayment and relationship management with customer. 5. Ensure payments are collected in time 6. Continues Follow-up on Collection with the customer 7. Customer Interaction(Locate and Notify customer) 8. Adherence to timelines on collections 9. Interact the clients in a courteous manner and maintain punctuality in center meetings

Branch Receivable Officer

Chennai, Kanchipuram

0 - 4 years

INR 3.0 - 5.0 Lacs P.A.

Work from Office

Full Time

Skills Post-conflict Highest Education Diploma Working Language English Tamil Job Description Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage

Branch Receivable Officer

Tirunelveli, Madurai

0 - 1 years

INR 3.0 - 5.0 Lacs P.A.

Work from Office

Full Time

Skills Post-conflict Highest Education Diploma Working Language English Tamil Job Description Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage

Branch Receivable Officer

Nagpur, Amravati, Akola

0 - 4 years

INR 3.0 - 5.0 Lacs P.A.

Work from Office

Full Time

Skills Post-conflict Highest Education Diploma Working Language English Tamil Job Description Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage

Branch Manager - AHF

Madurai

0 - 5 years

INR 3.0 - 5.0 Lacs P.A.

Work from Office

Full Time

Skill Post-conflict Highest Education Bachelor of Business Administration Working Language English Tamil Job Description Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage

Relationship Manager - Retail Mortgages

Tirupati, Chitoor

0 - 3 years

INR 4.0 - 8.0 Lacs P.A.

Work from Office

Full Time

Skill Salaried Loan Sales Highest Education Bachelor of Commerce Working Language Tamil English Job Description DESIRED RESULT X bucket resolution on bounce basis Ensure Collection Efficiency in 1-90 Resolution Ensure Collection Efficiency in 1-90 Normalization Ensure Collection Efficiency in 90-180 Normalization roll back Collection charges as per the given target from bounce customers Self Development Process Orientaition

Legal Officer

Nasik, Nagpur, Kamptee

0 - 4 years

INR 3.0 - 5.0 Lacs P.A.

Work from Office

Full Time

Skill Learning Highest Education Bachelor of Science Working Language Hindi Marathi Job Description 1. Giving pre-opinion by verifying legal documents of the customers 2. Process Compliance Adhere to the laid down processes for legal documents verification. 3. Handle registration process with the help of empanelled lawyer. 4. To make sure all the post disbursement documents are tracked and sent to HO. 5. Verification of legal documents and disbursement trigger to be initiated. 6. Responsible to train branch team on legal documents 7. Enplanement of lawyers and vendors for execution o registration & search reports.

Relationship Manager - Retail Mortgages

Nasik

0 - 3 years

INR 4.0 - 8.0 Lacs P.A.

Work from Office

Full Time

Skill Learning Highest Education Bachelor of Arts Working Language Hindi Marathi Job Description Sourcing of LAP & Housing finance through connecters & self sourcing. Empanelment of New connecters to source business in HF & LAP Process of LAP & Micro Housing loan by accessing their income through personal discussion & field Visit & documentation. Track and Ensure Repayments of the Loan disbursed An Individual player with high performance and be a team player To Build and Nurture team & enable them to achieve high performance as per the branch capacity & budget. Lead generation & conversion for existing customers who require LAP/housing finance. Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form and follow-up to be don till disbursement stage

Relationship Manager - MF

Kumbakonam, Nagapattinam

0 - 3 years

INR 4.0 - 8.0 Lacs P.A.

Work from Office

Full Time

Skill Salaried Loan Sales Highest Education Bachelor of Commerce Working Language Tamil English Job Description DESIRED RESULT X bucket resolution on bounce basis Ensure Collection Efficiency in 1-90 Resolution Ensure Collection Efficiency in 1-90 Normalization Ensure Collection Efficiency in 90-180 Normalization roll back Collection charges as per the given target from bounce customers Self Development Process Orientaition

FIND ON MAP

Equitas Small Finance Bank

Equitas Small Finance Bank

Equitas Small Finance Bank

Banking

Chennai Tamilnadu

10001 Employees

3027 Jobs

    Key People

  • Parthasarathi Mukherjee

    Managing Director & CEO
  • Rajesh Kumar Chaturvedi

    Executive Director
cta

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Job Titles Overview

Branch Receivable Officer (5)
Relationship Manager - MF (5)
Branch Relationship Officer - Used Car (2)
Branch Manager - AHF (2)