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Deputy Manager - Credit

Deputy Manager - Credit

Bajaj Finance

2 - 3 years

5 - 9 Lacs

pune india

Posted:1 day ago| Platform:

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Skills Required

finance financial services industry knowledge compliance underwriting risk operations business communication

Work Mode

Work from Office

Job Type

Full Time

Job Description

Deputy Manager - Credit
Job Purpose
This position is open with Bajaj Finance Ltd. Duties and Responsibilities
The role of the Credit Manager requires a strong understanding of industry knowledge, market intelligence, and underwriting processes at BFL to ensure that only creditworthy firms and individuals are extended loans in line with BFL's risk policies. BFL is currently scaling up its new car business, and the incumbent for this role is expected to bring in industry-level insights from credit, risk, as well as process perspectives.

FTL 2 New Car Loans

Monthly disbursements are expected to cross INR 100 Cr in these businesses by September 2018.

This role reports to the Regional Credit Manager.

This role covers pan India strategy for new car loans from sale purchase, balance transfer, as well as refinance perspective.

Key Responsibilities:

Underwriting of new car loans business

Incorporate industry best practices with respect to processing turn-around, risk metrics, and policy

Provide an inside perspective on underwriting as managed by leading financiers in the industry

Drive ownership of internal processes and compliance with underwriting policies

Support Business, Risk, and Operations in meeting the long-term goals of the respective businesses

Required Qualifications and Experience

Chartered Accountant / MBA with at least 3 years of experience in financial services underwriting

At least 3 years underwriting experience in used car loans with a reputed bank/NBFC

Skills

High process orientation

Good analytical skills

Positive attitude

Good communication skills, with proficiency in English

Ability to interact and build common ground with various stakeholders in the business

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Deputy Manager - Credit