Deputy Area Manager - Commercial Risk & Underwriting

5 - 7 years

7 - 11 Lacs

Posted:13 hours ago| Platform: Naukri logo

Apply

Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Purpose
This position is open with Bajaj Finance ltd.Credit Analyst for Preparation of Credit Appraisal Memo (CAMs) and underwriting of corporates for Commercial Lending Vertical of Bajaj Finance Ltd. The job role includes analyzing the proposal in details including business model, Industry analysis, financial spreads, projections and risks and mitigants. An effective communicator with the ability to coordinate with internal & external stakeholders & relate to people at all levels of business and management.Duties and Responsibilities
  • Preparation of Credit Appraisal Memos (CAM) covering details of financials, business, industry and management while maintaining quick TATs.
  • Understanding of financials and due diligence process for lending to be carried out as per the Lending programs for Commercial lending division of Bajaj Finance Limited
  • Thorough monitoring of accounts sourced, keep track on customer business and report any early warning signals and take appropriate actions as identified to ensure NIL delinquency in the Portfolio.
  • Ensure & review that the covenants & conditions as per sanctioned terms are regularly monitored.
  • Monitoring of the end user industries covering the existing and prospective portfolio and identify any early warning signals
  • Regular tracking of progress on the agreed key metrics towards delivering on the strategy.
  • Track developments in the respective markets and provide feedback to the management team

  • Required Qualifications and Experience
    Educational Qualificationsa)QualificationsCA/MBA in Financeb)Work Experiencea)Minimum 2 years in the Corporate Lending industry, preferably with a reputed Bank / NBFC.b)Exposure in u/w for Corporate Clients would be preferred.

    Mock Interview

    Practice Video Interview with JobPe AI

    Start Job-Specific Interview
    cta

    Start Your Job Search Today

    Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

    Job Application AI Bot

    Job Application AI Bot

    Apply to 20+ Portals in one click

    Download Now

    Download the Mobile App

    Instantly access job listings, apply easily, and track applications.

    coding practice

    Enhance Your Skills

    Practice coding challenges to boost your skills

    Start Practicing Now
    Bajaj Finance logo
    Bajaj Finance

    Financial Services

    Pune

    RecommendedJobs for You