Debt Manager - Personal Loan

As a Debt Manager-Flows-Personal Loan at IDFC FIRST Bank in Rajkot, Gujarat, India, your role will involve developing and implementing strategies to increase the personal loan portfolio and achieve business targets. You will be responsible for identifying potential customers and cross-selling personal loan products to them. Building and maintaining relationships with existing and new customers to ensure customer satisfaction and retention will also be a key part of your job. Additionally, conducting credit assessments and risk analysis of potential customers will be essential. Key Responsibilities: - Develop and implement strategies to increase personal loan portfolio and achieve business targets - Identify potential customers and cross-sell personal loan products to them - Build and maintain relationships with existing and new customers to ensure customer satisfaction and retention - Conduct credit assessments and risk analysis of potential customers - Monitor and manage the performance of the personal loan portfolio, including delinquency and NPA levels - Collaborate with other departments to ensure smooth and efficient loan processing and disbursement - Stay updated with market trends and competitor activities to make informed business decisions - Provide timely and accurate reports to senior management on portfolio performance and business growth Minimum Education Requirements: - Graduation: Any Graduate,