Data Scientist

Role Overview: As a Risk Analyst at our company, you will play a crucial role in developing strategies through analytics to manage risks effectively. Your responsibilities will include presenting strategy changes to senior management, monitoring fraud events, collaborating with various teams on risk control requirements, partnering with data scientists to develop statistical models, and managing approval rate, complaint rate, and loss target. You will work in a self-directed manner on assignments of intermediate complexity while ensuring business growth and risk control balance. Key Responsibilities: - Develop strategy through analytics focusing on swap-in and swap-out trade-offs and end user experience - Present core strategy changes to senior management within Risk and Business Unit - Monitor and manage fraud events - Collaborate with Risk Product and Business Product organizations on risk control requirements - Partner with data scientists to develop statistical models for managing different risks - Manage approval rate, complaint rate, and loss target Qualifications Required: - Strong analytical skills with the ability to conduct quick estimates and complex analyses - Experience with statistical optimization software and working knowledge of SQL - Excellent communication and influence skills to collaborate cross-functionally - Demonstrated ability to influence groups and find solutions that balance business growth and risk controls - Can-do attitude, team player, and ability to work well under pressure in a fast-paced environment - BS/BA degree with 5+ years of experience or master's degree with 3+ years of experience,