Credit Risk Innovation Associate - Corporate & TCIO

As an Associate in the Credit Risk Innovation team at our company, you will play a crucial role in developing next-generation solutions for credit risk analytics and portfolio management. Your responsibilities will involve leading the lifecycle of credit risk analytics products, architecting and developing platforms using Python/PySpark and modern front-end frameworks, integrating advanced risk models into banking products, and leveraging AI/ML and automation to enhance credit risk processes. Key Responsibilities: - Lead the end-to-end lifecycle of credit risk analytics products, from ideation to launch and iteration. - Architect and develop platforms using Python/PySpark, cloud technologies, and modern front-end frameworks. - Integrate advanced risk models and analytics into banking products, ensuring scalability and regulatory compliance. - Partner with cross-functional teams to deliver impactful solutions and drive adoption. - Utilize AI/ML and automation to enhance credit risk review, underwriting, and monitoring processes. - Develop product proposals, manage backlogs, prioritize features, and communicate progress to stakeholders. - Work in cross-functional squads, apply agile methodologies, and iterate quickly based on stakeholder feedback. Qualifications Required: - 5 years of experience in product development, data science, or credit risk analytics with a Bachelor's degree in a quantitative or technical field. - Proficiency in Python/PySpark, cloud platforms, data visualization, and front-end/back-end development. - Solid understanding of credit risk, banking products, portfolio analytics, and regulatory requirements. - Hands-on experience with agile frameworks, sprint planning, and backlog management. - Ability to translate technical concepts for business stakeholders and drive cross-team collaboration. Additional Company Details: Our culture encourages thinking outside the box, challenging the status quo, and striving to be best-in-class. We value innovation, collaboration, and a commitment to responsible growth in the banking sector. Please note that the Preferred qualifications, capabilities, and skills are not included in the job description provided.,