Credit Risk Analytics Intmd Analyst-C11 (Collections & Recovery)

Role Overview: As a Credit Portfolio Intermediate Analyst at Citi, you will be responsible for conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. Your overall objective will be to manage Citi's portfolio exposure to clients and counterparties globally. Key Responsibilities: - Resolve issues and recommend solutions to moderate problems - Integrate specialty area knowledge with an understanding of industry standards and practices - Serve as an industry expert and advisor - Analyze and approve counter-party credit limits for trading, transactional, and financing businesses - Develop risk management framework and processes for funds - Advise businesses and clients on transaction structures and negotiate credit terms - Operate with a limited level of direct supervision - Exercise independence of judgment and autonomy - Act as Subject Matter Expert (SME) to senior stakeholders and/or other team members - Assess risk when making business decisions, demonstrating consideration for the firm's reputation and compliance with laws and regulations Qualifications: - 5+ years of relevant experience - Experience in financial analysis, accounting, and valuation - Clear and concise written and verbal communication skills - Bachelor's degree/University degree or equivalent experience Additional Details: The company, Citi, is committed to equal opportunity and affirmative action in employment. Role Outline: - Enhance and improve Risk policies using statistical techniques - Support tactical and strategic Risk Analytics projects - Develop and manage implementation of effective risk management strategies - Utilize innovative analytical techniques to build risk mitigation strategies - Provide updates and communicate initiatives to senior risk management - Analyze tests and performance using SAS and decision tree software - Evaluate the effectiveness of current policies and strategies Qualifications: - Undergraduate degree with a specialization in Statistics, Mathematics, or other quantitative discipline - 5+ years of work experience required Skills: - Experience in developing and monitoring credit strategies or scoring models - Good programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner - Proficiency in Excel, pivot tables, PowerPoint; VBA is a plus - Exposure to project/process management - Strong communication and presentation skills - Ability to work effectively in cross-functional teams - Flexibility in approach and thought process - Strong influencing and facilitation skills.,