36 Credit Officer Jobs - Page 2

Job Title: Credit Underwriter Key Responsibilities Evaluate loan applications for microfinance products by analyzing financial data, credit history, and repayment capacity. Conduct video calls to verify borrower information and assess creditworthiness. Collaborate with loan officers and branch teams to ensure accurate documentation and risk profiling. Prepare credit appraisal memos and recommend loan approvals or rejections. Monitor portfolio quality and flag early warning signals for delinquency. Ensure compliance with internal credit policies and regulatory guidelines. Provide feedback to product and risk teams for continuous improvement of underwriting models. Familiarity with credit scor...

As a Credit Officer, you will play a crucial role in evaluating and approving credit applications, managing credit risk, and ensuring adherence to the organization's credit policies. Your attention to detail and analytical skills will be essential in assessing customer creditworthiness, monitoring existing accounts, and collaborating closely with sales and finance teams to maintain a healthy credit portfolio. This is a full-time position with a day shift schedule that requires your presence in person at the work location.,

We are looking for a Credit Analyst/Credit Officer to evaluate loan applications and assess the creditworthiness of customers. The role involves financial analysis, documentation review, and risk assessment. Any candidate who wants to apply can contact on the given contact number 07303998586 Key Responsibilities: Analyze financial data and credit reports Evaluate loan applications and assess risk Prepare credit reports and recommendations Ensure compliance with credit policies Requirements: Bachelor's degree in Finance, Commerce, or related field Good analytical and decision-making skills Basic knowledge of credit analysis and lending practices Proficiency in MS Excel and financial tools Any...

Job Title: Credit Underwriter Key Responsibilities Evaluate loan applications for microfinance products by analyzing financial data, credit history, and repayment capacity. Conduct video calls to verify borrower information and assess creditworthiness. Collaborate with loan officers and branch teams to ensure accurate documentation and risk profiling. Prepare credit appraisal memos and recommend loan approvals or rejections. Monitor portfolio quality and flag early warning signals for delinquency. Ensure compliance with internal credit policies and regulatory guidelines. Provide feedback to product and risk teams for continuous improvement of underwriting models. Familiarity with credit scor...

Underwriting experience in Loan, preferably Unsecured Loans. Doing personal discussion with borrower. Preparing CAM (Credit Assessment Memo), ensuring proper and correct information. Checking and appraising proposals, scrutinizing documents including SOA analysis, CIBIL analysis, ensuring proper KYC etc before assigning any application to Lender with proper TAT and quality. Primary assessment & analysis of reasons of non-starter cases. Basic Financial Knowledge of Balance sheet and Profit & Loss A/c.

Key Responsibilities: Conduct credit appraisal and underwriting of loan proposals Ensure compliance with internal credit policies and regulatory guidelines Supervise and mentor credit analysts and junior underwriters Coordinate with sales and operations teams for smooth loan processing Monitor portfolio performance and flag early warning signals (EWS) Prepare and present credit proposals to the credit committee Liaise with auditors and regulatory bodies (e.g., RBI) during inspections Maintain high standards of documentation and reporting Role & responsibilities Salary - 5 LPA to 15 LPA Preferred candidate profile

Role & responsibilities Appraises /recommends/ approves credit proposals as per the delegation of authority. Reviews delinquent cases and document learnings / portfolio reviews for risk management. Conducts process audits and reports delinquencies and anomalies. Recommends changes to policy/process based on local nuances / competitor feedback. Implements system integration plans. Monitors NPA and keeps a track of it. Ensures field customer visits for PD and deliveries within agreed TAT. Managing all CPAs(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team. Ensures maintenance of Portfolio for the bank. Makes customer vi...

MAS Rural Housing and Mortgage Finance Limited is looking for Credit Officer to join our dynamic team and embark on a rewarding career journey. Assess credit risk and make credit decisions in accordance with the company's policies and procedures.Review and process credit applications, including analyzing financial information, credit reports, and other relevant information.Work with customers to gather additional information and documentation as needed to support credit applications.Provide excellent customer service to customers, responding to inquiries and resolving issues related to credit applications.Ensure that credit decisions and operations comply with applicable laws, regulations, a...

Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong attention to detail and organiz...

MAS Rural Housing and Mortgage Finance Limited is looking for Credit Officer to join our dynamic team and embark on a rewarding career journey. Assess credit risk and make credit decisions in accordance with the company's policies and procedures. Review and process credit applications, including analyzing financial information, credit reports, and other relevant information. Work with customers to gather additional information and documentation as needed to support credit applications. Provide excellent customer service to customers, responding to inquiries and resolving issues related to credit applications. Ensure that credit decisions and operations comply with applicable laws, regulation...

MAS Rural Housing and Mortgage Finance Limited is looking for Credit Officer to join our dynamic team and embark on a rewarding career journey. Assess credit risk and make credit decisions in accordance with the company's policies and procedures. Review and process credit applications, including analyzing financial information, credit reports, and other relevant information. Work with customers to gather additional information and documentation as needed to support credit applications. Provide excellent customer service to customers, responding to inquiries and resolving issues related to credit applications. Ensure that credit decisions and operations comply with applicable laws, regulation...