MAS Rural Housing and Mortgage Finance Limited is looking for Credit Officer to join our dynamic team and embark on a rewarding career journey. Assess credit risk and make credit decisions in accordance with the company's policies and procedures. Review and process credit applications, including analyzing financial information, credit reports, and other relevant information. Work with customers to gather additional information and documentation as needed to support credit applications. Provide excellent customer service to customers, responding to inquiries and resolving issues related to credit applications. Ensure that credit decisions and operations comply with applicable laws, regulations, and company policies. Monitor credit risk and proactively identify potential issues and opportunities for improvement. Work collaboratively with internal stakeholders, including sales, finance, and legal, to ensure that credit operations are aligned with company goals and objectives. Develop and maintain effective relationships with customers, vendors, and other external stakeholders. Understanding of financial analysis and credit risk assessment methodologies. Excellent communication and interpersonal skills.
MAS Rural Housing and Mortgage Finance Limited is looking for Credit Officer to join our dynamic team and embark on a rewarding career journey. Assess credit risk and make credit decisions in accordance with the company's policies and procedures. Review and process credit applications, including analyzing financial information, credit reports, and other relevant information. Work with customers to gather additional information and documentation as needed to support credit applications. Provide excellent customer service to customers, responding to inquiries and resolving issues related to credit applications. Ensure that credit decisions and operations comply with applicable laws, regulations, and company policies. Monitor credit risk and proactively identify potential issues and opportunities for improvement. Work collaboratively with internal stakeholders, including sales, finance, and legal, to ensure that credit operations are aligned with company goals and objectives. Develop and maintain effective relationships with customers, vendors, and other external stakeholders. Understanding of financial analysis and credit risk assessment methodologies. Excellent communication and interpersonal skills.
MAS Rural Housing and Mortgage Finance Limited is looking for Collection Officer to join our dynamic team and embark on a rewarding career journey. A Collection Officer is responsible for managing and overseeing the collection of outstanding debts or overdue payments from customers or clients. This role involves developing collection strategies, contacting debtors, negotiating payment arrangements, and maintaining accurate records.Key Responsibilities:Debt Collection: Contact customers or clients with overdue payments to negotiate and collect outstanding debts in a professional and respectful manner.Payment Arrangements: Work with debtors to establish repayment plans, settlements, or alternative payment solutions that align with their financial circumstances.Account Review: Review and analyze debtor accounts to assess their financial status, payment history, and creditworthiness.Communication: Maintain regular communication with debtors through phone calls, emails, or letters to encourage timely payments and resolve payment disputes.Documentation: Maintain detailed records of all collection activities, payment arrangements, and debtor interactions.Compliance: Ensure collection practices comply with relevant laws, regulations, and company policies, including fair debt collection practices.Reporting: Prepare and submit regular reports on collection activities, outstanding debts, and recovery rates.Escalation: Escalate accounts to legal or higher management when necessary, following established protocols.Customer Service: Provide excellent customer service to debtors by addressing inquiries, concerns, and providing information about payment options.Reconciliation: Reconcile payments received with outstanding balances, updating records accordingly.
MAS Rural Housing and Mortgage Finance Limited is looking for Technical Valuer to join our dynamic team and embark on a rewarding career journey. Analyze technical documentation, maintenance records, and operational data to accurately estimate value and depreciation Perform on - site inspections and data collection, ensuring completeness and accuracy of technical details for valuation purposes Prepare comprehensive valuation reports supported by data analysis, market research, and condition assessments, ensuring compliance with regulatory and client - specific guidelines Collaborate with cross - functional teams such as engineering, legal, and financial departments to gather supporting documentation and insights for robust valuation outcomes Provide expert technical advice to clients regarding asset value, potential risk, and lifecycle estimation for procurement, insurance, or resale purposes Keep abreast of industry trends, equipment innovations, and valuation methodologies to deliver accurate and competitive assessments Ensure compliance with local and international valuation standards and ethical practices in all assessment activities Handle client communications effectively, explaining valuation results, methods, and recommendations with clarity and professionalism
MAS Rural Housing and Mortgage Finance Limited is looking for Branch Manager to join our dynamic team and embark on a rewarding career journey Managing and overseeing all aspects of the branch's operations, including sales, customer service, and daily operations Setting performance goals and targets for employees and ensuring that they are met Managing and developing a team of employees, providing feedback, coaching, and development opportunities as necessary Developing and implementing sales strategies to meet revenue targets and drive growth Building and maintaining relationships with customers and stakeholders, including local businesses and community groups Ensuring that the branch is compliant with all relevant laws, regulations, and industry standards Managing budgets and resources effectively, ensuring that expenses are within budgetary constraints Identifying and implementing process improvements to increase efficiency and productivity Monitoring and analyzing key performance indicators (KPIs) to identify areas for improvement and make data-driven decisions Collaborating with other departments and senior management to ensure that the branch's goals align with the company's overall strategy and objectives Excellent Leadership, communication and interpersonal skills
MAS Rural Housing and Mortgage Finance Limited is looking for Credit Officer to join our dynamic team and embark on a rewarding career journey. Assess credit risk and make credit decisions in accordance with the company's policies and procedures.Review and process credit applications, including analyzing financial information, credit reports, and other relevant information.Work with customers to gather additional information and documentation as needed to support credit applications.Provide excellent customer service to customers, responding to inquiries and resolving issues related to credit applications.Ensure that credit decisions and operations comply with applicable laws, regulations, and company policies.Monitor credit risk and proactively identify potential issues and opportunities for improvement.Work collaboratively with internal stakeholders, including sales, finance, and legal, to ensure that credit operations are aligned with company goals and objectives.Develop and maintain effective relationships with customers, vendors, and other external stakeholders.Understanding of financial analysis and credit risk assessment methodologies.Excellent communication and interpersonal skills.
MAS Rural Housing and Mortgage Finance Limited is looking for Regional Manager to join our dynamic team and embark on a rewarding career journey. Set performance goals and targets for the locations under your supervision Monitor the performance of the locations and identify areas for improvement Provide support and guidance to location managers and employees to help them meet performance goals Conduct regular meetings with location managers to discuss performance and address any issues or concerns Develop and implement strategies to improve customer satisfaction and retention Develop and implement policies and procedures to ensure compliance with company standards Manage the budget for the region and ensure that all locations are operating within financial targets Develop and maintain relationships with key stakeholders, including customers, vendors, and local government officials Lead and manage a team of location managers and employees
MAS Rural Housing and Mortgage Finance Limited is looking for Branch Manager to join our dynamic team and embark on a rewarding career journey. Direct all operational aspects including distribution operations, customer service, human resources, administration and sales Assess local market conditions and identify current and prospective sales opportunities Develop forecasts, financial objectives and business plans Meet goals and metrics Manage budget and allocate funds appropriately Bring out the best of branchs personnel by providing training, coaching, development and motivation Locate areas of improvement and propose corrective actions that meet challenges and leverage growth opportunities Share knowledge with other branches and headquarters on effective practices, competitive intelligence, business opportunities and needs Address customer and employee satisfaction issues promptly Adhere to high ethical standards, and comply with all regulations/applicable laws Network to improve the presence and reputation of the branch and company Stay abreast of competing markets and provide reports on market movement and penetration
MAS Rural Housing and Mortgage Finance Limited is looking for Sales Manager to join our dynamic team and embark on a rewarding career journey. Achieve growth and hit sales targets by successfully managing the sales team Design and implement a strategic business plan that expands companys customer base and ensure it s strong presence Own recruiting, objectives setting, coaching and performance monitoring of sales representatives Build and promote strong, long - lasting customer relationships by partnering with them and understanding their needs Present sales, revenue and expenses reports and realistic forecasts to the management team Identify emerging markets and market shifts while being fully aware of new products and competition status
MAS Rural Housing and Mortgage Finance Limited is looking for Branch Manager to join our dynamic team and embark on a rewarding career journey. Direct all operational aspects including distribution operations, customer service, human resources, administration and sales Assess local market conditions and identify current and prospective sales opportunities Develop forecasts, financial objectives and business plans Meet goals and metrics Manage budget and allocate funds appropriately Bring out the best of branchs personnel by providing training, coaching, development and motivation Locate areas of improvement and propose corrective actions that meet challenges and leverage growth opportunities Share knowledge with other branches and headquarters on effective practices, competitive intelligence, business opportunities and needs Address customer and employee satisfaction issues promptly Adhere to high ethical standards, and comply with all regulations/applicable laws Network to improve the presence and reputation of the branch and company Stay abreast of competing markets and provide reports on market movement and penetration
Job Duties: • Credit recommending and sanctioning authority, responsible for analysis of loans as per the Policy Manual • Accountable for the credit quality of the loan underwritten and portfolio, including the due diligence, of the portfolio included in their markets. • Ensuring accurate and appropriate analysis of applicant's credentials, including financial analysis & various associated financial ratios for credit decision, as per the Policy Manual. • Responsible for initiating personal Discussion before recommending proposal besides recording all the factual events/observations/discussions to facilitate credit decision by the sanctioning authority • Preparing and monitoring system related MIS and data updating for the requirement of the administration of the loans as per the Loan Policy Manual. • Being the first person verifying the post disbursement documentation completion and compliance of all conditions including the sanction terms and conditions stipulated on deals. • Visits to outstation branches/units as per the instructions of the competent authority in relation to the matters connected with Credit Appraisal/PD/Sanction matters. Required Skills: • Excellent communication and interpersonal skills • Ability to communicate and function professionally with all levels of personnel and Business partners across the organization • Excellent customer contact skills; comfortable asking questions/ interviewing customers about their financial situation • Able to take full ownership of issues until they are completely resolved • Attention to detail • Good observation and listening skills Education Qualification: Candidate should have completed Graduation - Prefer local candidate only.
We are Hiring Credit Officer / Credit Executive at Sanathal (Ahmedabad) Position -Credit Officer/Credit Executive Experience -1 - 3 Years( Home Loan,LAP, and Mortgage) Location -Sanathal ( Ahmedabad)
We are looking for a Branch Manager For Bhuj Location Role & responsibilities 1)3 -4 YEARS OF EXPERIENCE IN HOUSING FINANCE INDUSTRY. OVERALL TOTAL EXPERIENCE OF MINIMUM 6 YEARS. 2) TEAM MANAGEMENT. 3) STRONG COMMUNICATION SKILLS INTERNALLY - ACROSS VARIOUS LEVELS IN THE ORGANIZATION AND EXTERNALLY - IN MARKET. 4) BUSINESS DEVELOPMENT, PRODUCTIVITY & PROFITABILITY ACROSS BRANCHES AND REGION. Preferred candidate profile 1) RECRUITMENT OF QUALITY TEAM. 2) ESTABLISHING & MAINTAINING WORKING RELATIONSHIP WITH DEVELOPERS & DSAS. 3) TO ARRANGE AND TRACK THE DATA BANK OF DEVELOPER SITES ON REGULAR BASIS. TARGET 20% PENETRATION. 4) PROVIDE REGULAR TRAINING OF COMPANY POLICY, PROCESS AND BUSINESS MODEL TO ALL THE RO & SM. 5) GUIDE TO IDENTIFY AFFORDABLE HOUSING & COMMERCIAL SITES FOR APF & PROJECT FUNDING. 6) SCALE UP RETAIL CONVERSION IN APF SITES / WITH DSAS. 7) DAILY REPORTING TO BM /RM /PI / SH / VP 8) COORDINATING WITH LOCAL, REGIONAL AND CENTRAL CREDIT TEAM AS REQUIRED. 9) TO ACHIEVE THE BUSINESS TARGETS AS DECIDED FROM TIME TO TIME WITH POLICY AND PROCESS. 10) MONITOR TEAMS PERFORMANCE AND SUPPORT THEM TO ACHIEVE THEIR BUSINESS TARGETS. 11) IDENTIFY OPPORTUNITIES AND PROVIDE GROWTH TO DESERVING TEAM MEMBERS.
Recruitment of quality team of Relationship officers Establishing & maintaining working relationship with developers To prepare & update data bank of developer sites regular basis Identify Affordable Housing & Commercial Sites for APF & Project Funding Appointment of APF & Referral at all the places Regular Training to all RO for Policy, process and business model Coordinating with local, regional and central credit team To follow credit policy & process To achieve the target as decided from time to time Required Skills: Management Experience Ability to Meet Set Goals Proven Record of Achieving Revenue Targets Results Driven Attitude Strong Customer Service Skills Education Qualification: Candidate should have completed Graduation Note : Only local candidates can apply.
Job Duties: Scrutinizing and analyzing property legal documents for Gujarat , MP, Rajasthan & Maharashtra Knowledge of legal policy and procedures Knowledge for legal documents drafting Communicate with legal and technical panel vendors Timely submission of disbursement (maintain TAT) Knowledge of rural and urban legal property document Check and verify property legal documents Disbursement process Communicating disbursement queries to concern marketing person Required Skills: Experience to analyze property legal papers Knowledge require for urban and rural property documentation Knowledge about Govt. revenue records Computer knowledge Education Qualification: Candidate should have completed Graduation (Preferred LLB) Note : Only local candidates can apply.
MAS Rural Housing and Mortgage Finance Limited is looking for Sr. Officer Collection to join our dynamic team and embark on a rewarding career journey. A Collection Officer is responsible for managing and overseeing the collection of outstanding debts or overdue payments from customers or clients. This role involves developing collection strategies, contacting debtors, negotiating payment arrangements, and maintaining accurate records. Key Responsibilities : Debt Collection : Contact customers or clients with overdue payments to negotiate and collect outstanding debts in a professional and respectful manner. Payment Arrangements : Work with debtors to establish repayment plans, settlements, or alternative payment solutions that align with their financial circumstances. Account Review : Review and analyze debtor accounts to assess their financial status, payment history, and creditworthiness. Communication : Maintain regular communication with debtors through phone calls, emails, or letters to encourage timely payments and resolve payment disputes. Documentation : Maintain detailed records of all collection activities, payment arrangements, and debtor interactions. Compliance : Ensure collection practices comply with relevant laws, regulations, and company policies, including fair debt collection practices. Reporting : Prepare and submit regular reports on collection activities, outstanding debts, and recovery rates. Escalation : Escalate accounts to legal or higher management when necessary, following established protocols. Customer Service : Provide excellent customer service to debtors by addressing inquiries, concerns, and providing information about payment options. Reconciliation : Reconcile payments received with outstanding balances, updating records accordingly.
MAS Rural Housing and Mortgage Finance Limited is looking for Sales Manager to join our dynamic team and embark on a rewarding career journey. Achieve growth and hit sales targets by successfully managing the sales team Design and implement a strategic business plan that expands companys customer base and ensure it s strong presence Own recruiting, objectives setting, coaching and performance monitoring of sales representatives Build and promote strong, long - lasting customer relationships by partnering with them and understanding their needs Present sales, revenue and expenses reports and realistic forecasts to the management team Identify emerging markets and market shifts while being fully aware of new products and competition status
MAS Rural Housing and Mortgage Finance Limited is looking for Sales Manager to join our dynamic team and embark on a rewarding career journey. Achieve growth and hit sales targets by successfully managing the sales team Design and implement a strategic business plan that expands companys customer base and ensure it s strong presence Own recruiting, objectives setting, coaching and performance monitoring of sales representatives Build and promote strong, long - lasting customer relationships by partnering with them and understanding their needs Present sales, revenue and expenses reports and realistic forecasts to the management team Identify emerging markets and market shifts while being fully aware of new products and competition status
MAS Rural Housing and Mortgage Finance Limited is looking for Sales Manager to join our dynamic team and embark on a rewarding career journey. Achieve growth and hit sales targets by successfully managing the sales team Design and implement a strategic business plan that expands companys customer base and ensure it s strong presence Own recruiting, objectives setting, coaching and performance monitoring of sales representatives Build and promote strong, long - lasting customer relationships by partnering with them and understanding their needs Present sales, revenue and expenses reports and realistic forecasts to the management team Identify emerging markets and market shifts while being fully aware of new products and competition status
MAS Rural Housing and Mortgage Finance Limited is looking for Branch Manager to join our dynamic team and embark on a rewarding career journey. Direct all operational aspects including distribution operations, customer service, human resources, administration and sales Assess local market conditions and identify current and prospective sales opportunities Develop forecasts, financial objectives and business plans Meet goals and metrics Manage budget and allocate funds appropriately Bring out the best of branchs personnel by providing training, coaching, development and motivation Locate areas of improvement and propose corrective actions that meet challenges and leverage growth opportunities Share knowledge with other branches and headquarters on effective practices, competitive intelligence, business opportunities and needs Address customer and employee satisfaction issues promptly Adhere to high ethical standards, and comply with all regulations/applicable laws Network to improve the presence and reputation of the branch and company Stay abreast of competing markets and provide reports on market movement and penetration