Posted:1 month ago|
Platform:
Work from Office
Full Time
• Credit recommending and sanctioning authority, responsible for analysis of loans as
per the Policy Manual
• Accountable for the credit quality of the loan underwritten and portfolio, including the
due diligence, of the portfolio included in their markets.
• Ensuring accurate and appropriate analysis of applicant's credentials, including
financial analysis & various associated financial ratios for credit decision, as per the
Policy Manual.
• Responsible for initiating personal Discussion before recommending proposal besides
recording all the factual events/observations/discussions to facilitate credit decision
by the sanctioning authority
• Preparing and monitoring system related MIS and data updating for the requirement
of the administration of the loans as per the Loan Policy Manual.
• Being the first person verifying the post disbursement documentation completion and
compliance of all conditions including the sanction terms and conditions stipulated on
deals.
• Visits to outstation branches/units as per the instructions of the competent authority
in relation to the matters connected with Credit Appraisal/PD/Sanction matters.
• Excellent communication and interpersonal skills
• Ability to communicate and function professionally with all levels of personnel and
Business partners across the organization
• Excellent customer contact skills; comfortable asking questions/ interviewing
customers about their financial situation
• Able to take full ownership of issues until they are completely resolved
• Attention to detail
• Good observation and listening skills
Candidate should have completed Graduation - Prefer local candidate only.
MAS Rural Housing & Mortgage Finance (MRHMFL)
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