Posted:13 hours ago|
Platform:
Work from Office
Full Time
Job Duties: • Credit recommending and sanctioning authority, responsible for analysis of loans as per the Policy Manual • Accountable for the credit quality of the loan underwritten and portfolio, including the due diligence, of the portfolio included in their markets. • Ensuring accurate and appropriate analysis of applicant's credentials, including financial analysis & various associated financial ratios for credit decision, as per the Policy Manual. • Responsible for initiating personal Discussion before recommending proposal besides recording all the factual events/observations/discussions to facilitate credit decision by the sanctioning authority • Preparing and monitoring system related MIS and data updating for the requirement of the administration of the loans as per the Loan Policy Manual. • Being the first person verifying the post disbursement documentation completion and compliance of all conditions including the sanction terms and conditions stipulated on deals. • Visits to outstation branches/units as per the instructions of the competent authority in relation to the matters connected with Credit Appraisal/PD/Sanction matters. Required Skills: • Excellent communication and interpersonal skills • Ability to communicate and function professionally with all levels of personnel and Business partners across the organization • Excellent customer contact skills; comfortable asking questions/ interviewing customers about their financial situation • Able to take full ownership of issues until they are completely resolved • Attention to detail • Good observation and listening skills Education Qualification: Candidate should have completed Graduation - Prefer local candidate only.
MAS Rural Housing & Mortgage Finance (MRHMFL)
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