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Credit Officer || Gurgaon

Credit Officer || Gurgaon

1 - 6 years

|

2 - 4 Lacs

Gurugram

Posted:1 day ago| Platform:

Apply

Skills Required

CIBIL Analysis Credit Appraisal Document Verification Customer Interaction Loan Processing Financial Analysis Risk Assessment IIR Calculation LCR Calculation Interview Sheet Preparation Bank Statement Analysis FOIR Calculation Dashboard Management KYC Compliance

Work Mode

Work from Office

Job Type

Full Time

Job Description

Position:

Job Summary:

Key Responsibilities:

Regularly refresh and monitor the loan processing dashboard.
Prioritize and process files in DOVR status by verifying documentation and calculating eligibility (IIR, FOIR, LCR).
Conduct structured customer interviews, resolve objections, and confirm compliance (e.g., BSA code, processing fee).
Complete and update interview sheets, note sheets, and assign next actions with timelines.
Ensure timely file movement to RHDFC stage within 3 working days.
Address file requirements (FR) from HDFC within 2 working days.
Follow up on pending documents, escalate delays, and ensure document compliance and authenticity.

Skills Required:

Strong verbal and written communication (local language & English).
Analytical thinking with attention to detail.
Proficiency in financial appraisal, KYC checks, CIBIL interpretation, and fraud detection.
Convincing and probing skills for effective customer communication.

Incentives:

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Profex Tech

IT Services and IT Consulting

noida Uttar Pradesh

11-50 Employees

108 Jobs

Key People

John Doe

CEO
Jane Smith

CTO
Alice Johnson

CFO

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