Credit Manager-Working Capital-Credit

As a Credit Manager in the Working Capital Finance team, your role involves managing a team of Credit Managers and underwriting proposals for Working Capital Finance, both Fund-based and Non Fund-based. Your responsibilities include making underwriting decisions with the desired level of quality to achieve branch business targets through proper training. You will also be required to conduct personal discussions with customers, structure deals, study monitoring reports, and maintain portfolio quality. Additionally, you will evaluate proposals for Home Loans and Loan against Property, ensuring decision-making within defined Turnaround Time (TAT). Knowledge of property-related aspects such as legal titles and market values is an added advantage. Collaboration with sales, operations, legal, technical, and customer service teams is essential for successful coordination. Key Responsibilities: - Managing a team of Credit Managers - Underwriting proposals for Working Capital Finance - Conducting personal discussions with customers and structuring deals - Studying monitoring reports to maintain portfolio quality - Evaluating proposals for Home Loans and Loan against Property - Making decisions within defined TAT - Coordinating with cross-functional teams Qualifications Required: - CA with relevant underwriting experience Job Knowledge: - Technical underwriting experience - Analytical skills Skills & Experience: - 2-4 years of experience in relevant working capital products - Effective handling of time-bound activities - Ability to work as a team player - Sense of urgency and willingness to learn As a Credit Manager in the Working Capital Finance team, your role involves managing a team of Credit Managers and underwriting proposals for Working Capital Finance, both Fund-based and Non Fund-based. Your responsibilities include making underwriting decisions with the desired level of quality to achieve branch business targets through proper training. You will also be required to conduct personal discussions with customers, structure deals, study monitoring reports, and maintain portfolio quality. Additionally, you will evaluate proposals for Home Loans and Loan against Property, ensuring decision-making within defined Turnaround Time (TAT). Knowledge of property-related aspects such as legal titles and market values is an added advantage. Collaboration with sales, operations, legal, technical, and customer service teams is essential for successful coordination. Key Responsibilities: - Managing a team of Credit Managers - Underwriting proposals for Working Capital Finance - Conducting personal discussions with customers and structuring deals - Studying monitoring reports to maintain portfolio quality - Evaluating proposals for Home Loans and Loan against Property - Making decisions within defined TAT - Coordinating with cross-functional teams Qualifications Required: - CA with relevant underwriting experience Job Knowledge: - Technical underwriting experience - Analytical skills Skills & Experience: - 2-4 years of experience in relevant working capital products - Effective handling of time-bound activities - Ability to work as a team player - Sense of urgency and willingness to learn