11 Technical Underwriting Jobs

Credit Manager-Working Capital-Credit JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance . Managing team of Credit Managers . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. . Visiting customers for personal discussions and deal structuring . Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained . To evaluate proposals of customers for Home Loans, Loan against Property . Decision making within defined TAT . Understanding of property related aspects (like legal title and market value of the property) is an added advantage . Coordinating with sales, operations, legal, technical and customer service Job Requirements: . Qualification- CA with relevant underwriting experience . Job Knowledge - o Technical underwriting experience o Analytical skills . Skills & Experience - o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

As an Insurance Underwriting Specialist at HSBC, you will play a crucial role in the Insurance business by leveraging your sound medical/technical underwriting knowledge to process Life and Health Insurance applications and proposals. Your decision-making abilities, guided by standard guidelines and principles, will be instrumental in driving productivity, a key KPI for this process. In this role, you will lead the process by handling team queries, providing expert opinions, cascading process updates, and conducting refresher training. Ensuring team accuracy and achieving Key Performance Indicators goals, including productivity, Turn Around Time, and quality percentage, will be among your primary responsibilities. Additionally, you will act as a backup for the Assistant Manager, assisting in monthly Quality Checks, query handling, client reporting, dashboard preparation, and prioritizing day-to-day activities. Collaboration with team members to support adjudication in complex cases will be essential. Your excellent communication skills will be put to use in client calls, preparing minutes, and addressing customer requirements. Creating resilience within the team through cross-training when necessary and being flexible in time and shift requirements are also expected. To qualify for this role, you should hold a graduate degree from a recognized university. A background in medical or paramedic fields and a minimum of 4-5 years of Life and Health insurance underwriting experience is required. Possessing underwriting certification (optional), training skills, and the ability to lead a team of paramedics and underwriters will be advantageous. Clinical experience will be considered an added advantage. Fluency in English, both spoken and written, is a must. If you are seeking a career where your contributions are valued and where you can have a real impact, consider joining HSBC. With operations in over 60 countries, HSBC aims to enable businesses to thrive, economies to prosper, and individuals to fulfill their hopes and ambitions. At HSBC, you will have the opportunity to achieve more and make a meaningful difference. Please note that personal data related to your employment application will be handled in accordance with HSBC's Privacy Statement, available on our website. Issued By HSBC Electronic Data Processing (India) Private LTD,

Credit Manager-Working Capital-Credit JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance . Managing team of Credit Managers . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. . Visiting customers for personal discussions and deal structuring . Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained . To evaluate proposals of customers for Home Loans, Loan against Property . Decision making within defined TAT . Understanding of property related aspects (like legal title and market value of the property) is an added advantage . Coordinating with sales, operations, legal, technical and customer service Job Requirements: . Qualification- CA with relevant underwriting experience . Job Knowledge - o Technical underwriting experience o Analytical skills . Skills & Experience - o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

Credit Manager-Working Capital-Credit JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance . Managing team of Credit Managers . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. . Visiting customers for personal discussions and deal structuring . Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained . To evaluate proposals of customers for Home Loans, Loan against Property . Decision making within defined TAT . Understanding of property related aspects (like legal title and market value of the property) is an added advantage . Coordinating with sales, operations, legal, technical and customer service Job Requirements: . Qualification- CA with relevant underwriting experience . Job Knowledge - o Technical underwriting experience o Analytical skills . Skills & Experience - o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

Credit Manager-Working Capital-Credit JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance . Managing team of Credit Managers . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. . Visiting customers for personal discussions and deal structuring . Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained . To evaluate proposals of customers for Home Loans, Loan against Property . Decision making within defined TAT . Understanding of property related aspects (like legal title and market value of the property) is an added advantage . Coordinating with sales, operations, legal, technical and customer service Job Requirements: . Qualification- CA with relevant underwriting experience . Job Knowledge - o Technical underwriting experience o Analytical skills . Skills & Experience - o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

Credit Manager-Working Capital-Credit JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance . Managing team of Credit Managers . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. . Visiting customers for personal discussions and deal structuring . Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained . To evaluate proposals of customers for Home Loans, Loan against Property . Decision making within defined TAT . Understanding of property related aspects (like legal title and market value of the property) is an added advantage . Coordinating with sales, operations, legal, technical and customer service Job Requirements: . Qualification- CA with relevant underwriting experience . Job Knowledge - o Technical underwriting experience o Analytical skills . Skills & Experience - o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

Credit Manager-Working Capital-Credit JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance . Managing team of Credit Managers . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. . Visiting customers for personal discussions and deal structuring . Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained . To evaluate proposals of customers for Home Loans, Loan against Property . Decision making within defined TAT . Understanding of property related aspects (like legal title and market value of the property) is an added advantage . Coordinating with sales, operations, legal, technical and customer service Job Requirements: . Qualification- CA with relevant underwriting experience . Job Knowledge - o Technical underwriting experience o Analytical skills . Skills & Experience - o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

Credit Manager-Working Capital-Credit JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance . Managing team of Credit Managers . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. . Visiting customers for personal discussions and deal structuring . Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained . To evaluate proposals of customers for Home Loans, Loan against Property . Decision making within defined TAT . Understanding of property related aspects (like legal title and market value of the property) is an added advantage . Coordinating with sales, operations, legal, technical and customer service Job Requirements: . Qualification- CA with relevant underwriting experience . Job Knowledge - o Technical underwriting experience o Analytical skills . Skills & Experience - o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

Role & responsibilities Conduct technical analysis of insurance proposals across Fire, Marine, Engineering, CAR, EAR, Liability, and GMC lines Liaise with insurance companies for quotes, placement, and policy issuance Negotiate and bargain with insurers to ensure best terms for clients Provide technical training and guidance to team members Ensure timely preparation and submission of quotes (TAT adherence) Handle placement of new business and manage renewals proactively Support client servicing with technical expertise and risk assessment Maintain strong industry relationships to facilitate smooth placement of business Preferred candidate profile Graduate / Post Graduate with specialization in Insurance, Risk, or Finance Minimum 3-7 years of experience in Technical Underwriting / Risk Placement / General Insurance Strong knowledge of Fire, Marine, Engineering, CAR, EAR, Liability, and GMC insurance products Experience in broking firms / general insurance companies preferred Excellent communication, negotiation, and analytical skills Ability to manage renewals, client servicing, and technical training for team members

About Hinduja Housing Finance Hinduja Housing Finance is a part of the prestigious Hinduja Group and is a professionally managed housing finance company with a pan-Indian presence. The company is dedicated to fulfilling the dreams of home ownership by offering efficient services and tailored solutions for Residential, Real Estate, and other financial intermediations. Hinduja Housing Finance's objective is to establish a sustainable and cost-effective housing finance system that caters to diverse income groups in various regions. Job Title: Zonal Manager - Technical Department: Technical Location: Madurai Role & Responsibilities: - Managing the overall technical function within the zone. - Conducting property assessment and valuation for lending purposes. - Implementing policies, procedures, and technical underwriting guidelines. - Developing, reviewing, and executing the Technical Policy of Hinduja Housing Finance suitable for the target market segment, particularly those with primarily undocumented income or technical profiles. - Ensuring adherence to TAT, Compliance, policies, and procedures in line with NHB guidance. - Ensuring compliance with technical process manual and norms and conducting periodic reviews and modifications of technical processes and procedures. - Reviewing and updating builder ratings across locations. - Conducting periodic reviews of APF and Zone Base Master. - Tracking and monitoring all technical OTC/PDD. - Referring exceptional cases for opinion/decision to Head Technical as needed. - Empanelling, monitoring, and reviewing the performance/reports of technical consultants. - Recommending a list of approved, negative, and caution areas to the Corporate Office. - Overseeing the Regional/Cluster-MIS and ensuring Technical TAT. - Maintaining various reports, MIS, and databases. Preferred Candidate Profile: The ideal candidate should have: - 15+ years of experience in Property Technical Assessment, Technical Operations, and Technical underwriting. - Preference will be given to candidates with a background in Housing Finance, Banking, or NBFC. Contact: K Midhun Raj (HR) @ 9445260002 Email: midhunraj.kannan@hindujahousingfinance.com,

As a key member of the Credit Team for Working Capital Finance, you will be responsible for managing a team of Credit Managers. Your primary tasks will include underwriting and preparing proposals for Working Capital Finance, both Fund and Non-Fund based. It will be crucial to maintain the desired quality levels in underwriting cases to achieve branch business targets through proper training and decision-making within defined Turnaround Time (TAT). Additionally, you will have the opportunity to interact directly with customers by visiting them for personal discussions and structuring deals. Monitoring reports and portfolio quality will be a key aspect of your role, where you will take necessary steps to uphold the required quality standards. Evaluating customer proposals for Home Loans, Loan against Property, and understanding property-related aspects such as legal title and market value will also be part of your responsibilities. Effective coordination with various departments including sales, operations, legal, technical, and customer service will be essential for the success of the team. The ideal candidate for this position should hold a qualification as a Chartered Accountant (CA) with relevant underwriting experience. Technical underwriting experience and strong analytical skills are important job knowledge requirements. Experience of 2-4 years in relevant working capital products is desired, along with the ability to handle time-bound activities effectively. Being an effective team player, having a sense of urgency, and a keenness to learn are also key skills and attributes required for this role.,