Credit Manager (loan)

Job Description

Position: Credit Manager Exp: 3-5 years Locations: Vijayawada | Kochi Roles & Responsibilities:- Credit Appraisal Underwriting – Maintaining quality of appraisal and TAT for decisioning of the case  Meeting the loan borrowers and the applicants for personal interaction based on the risk profile of cases.  Basic knowledge of banking  Training – provide training to internal team members and intra departments/ channel partners  Preliminary screening of borrower’s profiles for maintaining the input quality of credit system.  Process and Policy Understanding and Implementation  First level document check for fraud prevention, data correction and information completeness.  Managing Delinquency ratios  Vendor Management  Knowledge of Mortgage Industry and awareness of related risk  Contribute to development of new techniques improvement of process and workflows by applying in-depth knowledge  Develop recommendations to adjust credit policies by analysing credit and financial performance Fraud Risk:  Risk analysis  Analysing the local market and keep updating the central team on fraudulent colleges, negative areas and profiles Relationship Management, Customer Service and Team management:  Excellence in service delivery on business processes, Inter departmental relationship management skills, Customer oriented process improvement.  Keen team player, Self-motivating personality, good people management skills and an excellent motivator  Communication Techniques Job Type: Full-time Benefits: Health insurance Provident Fund Ability to commute/relocate: Vijayawada, Andhra Pradesh: Reliably commute or willing to relocate with an employer-provided relocation package (Required) Application Question(s): What is your current CTC (in LPA)? What is your notice period ? Experience: Underwriting: 2 years (Required) Total work: 5 years (Required) loan: 1 year (Required) Work Location: In person Speak with the employer +91 8519984467