Credit Manager- LAP SUVIDHA

As a Credit Manager- LAP Suvidha at our company, your role will involve managing a team and collaborating with the sales team to achieve the assigned area's targets. You will directly interact with consumers to assess their creditworthiness, oversee verifications, and ensure compliance with the company's credit policy. Your tasks should be carried out in a manner that supports sales while mitigating risks and aligning with the bank's organizational goals. **Key Responsibilities:** - Underwrite secured and unsecured loan proposals based on established policies and procedures to meet SLAs and manage area business volumes effectively. - Supervise a team of credit underwriters, providing necessary guidance and support. - Conduct personal discussions with customers to evaluate their creditworthiness. - Proactively manage front-end delinquencies by contacting customers upon the first presentation. - Ensure completion of credit/KYC documents and conduct verifications through telephonic, field, and collateral visits. - Collaborate with the sales team to achieve targets and uphold SLAs. - Maintain adherence to the credit policy and uphold accepted standards. **Qualification Required:** - Graduation in Finance - Post-graduation in MBA - Professional Qualification/Certification as a Chartered Accountant (CA) - 5-10 years of experience in Credit We look forward to having a dedicated and experienced Credit Manager- LAP Suvidha like you to drive our credit operations efficiently and contribute to the company's success.,