Credit Manager-Business Loan

As a Credit Manager at TW in Retail Banking, your role involves managing a team and coordinating with the sales team to achieve targets in the assigned area. You will directly interact with consumers to assess their creditworthiness, ensure verification completion, and adhere to company credit policies to support sales while mitigating risks and contributing to organizational objectives. **Key Responsibilities:** - Underwrite secured and unsecured loan proposals based on policies to meet SLAs and manage business volumes - Supervise a team of credit underwriters and provide guidance - Conduct personal discussions with customers to evaluate creditworthiness - Manage front-end delinquencies by contacting customers upon first presentation - Ensure completion of credit/KYC documents and verifications through telephonic, field, and collateral visits - Collaborate with sales to achieve targets and meet SLAs - Uphold credit policy adherence to accepted standards **Qualifications Required:** - Graduation in any discipline (Full Time) - Post Graduation in any discipline (Full Time) With 1-4 years of experience in credit, you will play a crucial role in underwriting loans, supervising teams, and ensuring compliance with credit policies to support the growth and risk management objectives of the bank.,