Credit Analyst

Job Description

Tata Consultancy Services is hiring for Individual Contributors - Credit Analyst across multiple location. Please go through below norms and apply only if its applicable. Job Role: Credit Analyst Experience: Minimum 8+ years of relevant experience in Corporate Banking, FIG, and Middle Market Corporate Credit Location: Bengaluru, Gurgaon, Mumbai and Pune Job Description of Credit Analyst: 8-15 years of relevant experience; in Corporate Banking, FIG/Corporate & Investment Banking with Credit Decisioning Specialist or Approval of Corporate Lines of Credit Underwriting & Credit Decisioning/ Credit approval authority for Corporate Loans is a must. Underwrite mid to large corporate loans cases and present them to senior level. Credit Decisioning and Credit Risk approvals are the key responsibilities. Prepare, finalize review of credit memos as part of Core Credit Underwriting, and approval/ decline signoffs on every credit memo after checking for documentation requests. Authorize deviations raised and documented by underwriters in compliance with credit policy. Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk analysis. Eligibility: Any full-time graduate who has experience in Corporate & Commercial lending, FIG/Corporate & Investment Banking. Willingness to work in UK Shifts Candidates who have attended the selection process in the last 6 months will not be eligible to apply again.