Credit Analyst – Retail Loans

0 years

1 - 3 Lacs

Posted:1 week ago| Platform: GlassDoor logo

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Work Mode

Remote

Job Type

Full Time

Job Description

  • Analyze and evaluate credit applications for PL / BL / HL / LAP
  • Assess customer eligibility, income, cash flow, and repayment capacity
  • Review credit bureau reports (CIBIL/Experian/Equifax) and banking statements
  • Conduct risk assessment and recommend approve / reject / conditions
  • Ensure adherence to lender credit policies and underwriting norms
  • Highlight risk factors and suggest mitigants where required
  • Coordinate with sales and processing teams for clarifications
  • Maintain accurate credit notes, MIS, and decision records

Key Metrics: Approval quality, rejection accuracy, portfolio performance, turnaround time (TAT), policy compliance

Job Types: Full-time, Permanent

Pay: ₹12,000.00 - ₹25,000.00 per month

Benefits:

  • Flexible schedule
  • Health insurance
  • Life insurance
  • Provident Fund
  • Work from home

Work Location: On the road

Expected Start Date: 15/01/2026

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