Credit Analyst

As a Credit Analyst at Auswide Pvt. Ltd., you will be responsible for analyzing financial statements, conducting credit risk assessments, and preparing detailed credit reports for new and existing clients. Your role will involve collaborating with internal teams to evaluate loan proposals and ensure compliance with company credit policies and regulatory guidelines. Your key responsibilities will include analyzing balance sheets, income statements, and cash flow reports to evaluate client creditworthiness. You will be expected to identify potential credit risks, prepare comprehensive credit reports, and monitor client credit profiles for early warning signals. Collaborating with loan officers, risk management, and legal teams will be crucial in making informed credit decisions. In addition to your financial analysis skills, you will need to possess expertise in utilizing credit scoring tools such as CIBIL, Equifax, or Experian. Your familiarity with accounting standards like GAAP or IFRS, and your ability to conduct industry research to evaluate external factors influencing creditworthiness will be essential for success in this role. Apart from technical skills, soft skills such as strong analytical abilities, attention to detail, effective communication, and ethical judgment are highly valued. Your proficiency in tools like MS Excel for financial modeling, credit rating platforms, ERP systems, CRM tools, and financial databases will be required to excel in this position. This is a full-time job opportunity with benefits including provided food and health insurance. The role requires you to be located in Mohali, Punjab, and proficiency in English is a must. If you are looking for a challenging role that involves in-person work and offers opportunities for professional growth in the finance industry, we encourage you to apply for this position.,