Compliance Officer (NBFC experience)

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Location:

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Job Summary:

Compliance Officer

Key Responsibilities:

Compliance Management:

• Ensure compliance with all applicable laws, including RBI regulations, Digital Lending Guidelines, PMLA, KYC/AML requirements, NBFC Master Directions, and IT Act.
• Develop and implement compliance policies, frameworks, and programs to meet RBI, SEBI, and other regulatory standards.
• Act as point of contact with regulators (e.g., RBI), manage inspections, handle queries, and ensure timely submission of returns and reports.
• Conduct periodic compliance audits and risk assessments.
• Monitor and interpret regulatory changes; initiate internal process updates and staff training accordingly.
• Prepare and coordinate for statutory, internal, and external audits; address audit queries and ensure audit readiness.
• Conduct compliance testing, risk assessments, and identify gaps or breaches; recommend and implement mitigation measures.
• Maintain comprehensive records of compliance activities and approve disclosures, filings, and reports required by law.
• Provide expert advice to management on compliance risks, contracts, agreements, and governance matters.
• Conduct compliance training for staff and promote a compliance culture within the organization.

Policy & Governance:

• Draft and maintain risk and compliance policies, SOPs, and frameworks.
• Ensure board-level reporting on risk and compliance metrics.
• Support the internal audit process and assist in implementing recommendations.
• Lead the implementation of a whistleblower policy and compliance incident reporting framework.

Qualifications & Experience:

• Education:

  CA/CS / LLB / MBA / PG in Risk Management / Finance / Compliance / Law or equivalent.

• Experience:

  5-10 years of relevant experience in risk and compliance roles within NBFCs and Fintechs, or Banks.
• Strong understanding of RBI regulations, credit/lending business, digital lending ecosystem, and data privacy laws.
• Exposure to regulatory technology (RegTech) tools and reporting systems is a plus.

Skills Required:

• Deep knowledge of Indian financial regulatory landscape.
• Strong analytical and problem-solving abilities.
• Excellent communication and stakeholder management skills.
• Ability to work independently and lead cross-functional compliance initiatives.
• Integrity, ethical judgment, and a risk-aware mindset.

Preferred:

• Prior experience working with growth-stage fintech NBFCs.
• Exposure to RBI's Digital Lending Guidelines and customer data protection frameworks.
• Experience in managing internal and external audits.

Industry

• Financial Services, NBFC

Employment Type

Full-time - Mumbai (Andheri East)