Commercial Banking Portfolio Associate

Wells Fargo is seeking a Commercial Banking Portfolio Associate

In this role, you will:

• Research complex financial and credit information for commercial business, or high net worth customer loan packages, according to business unit standards within Commercial Banking Portfolio Management functional area
• Review basic issues, policies, or procedures for which answers can be quickly obtained, related to low to medium risk tasks and deliverables
• Underwrite loans with aggregate credit exposure based upon approved credit authority limits
• Investigate credit standards and determine credit worthiness of high net worth loans
• Receive direction from supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements
• Collaborate and consult with managers, functional colleagues, and stakeholders including internal as well as external customers.

Required Qualifications:

• 6+ months of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Support performance and overall effectiveness of team, as well as cross-group administrative operations
• Provide feedback and present ideas for improving or implementing processes and tools within Commercial Banking Portfolio Management
• Review credit information of loans for companies and industries
• Respond to customer inquiries, generate status reports for management or bankers and contact available sources of information
• Perform or guide others on complex tasks or initiatives that require planning, evaluation, and interpretation
• Independently prioritize work and provide day-to-day-work leadership and mentorship to team
• Lead or contribute to implementation of new or revised processes and procedures
• Provide guidance and subject matter expertise to immediate team and Commercial Banking Portfolio Management on wide range of information
• Analyze real estate related documents like Appraisal , Lease agreements
• Provide support to the Commercial Banking Portfolio Management team and more experienced individuals in the credit approval process
• Perform complex credit investigations on companies and industries
• Utilize knowledge and interpretation of procedures to direct less experienced individuals
• Interact with immediate team and Commercial Banking Portfolio Management functional area to review process of companies for providing credits
• Understand the feedback received from the reviewers and implement the same in their day to day work.
• Quality check of work performed by junior team members and provide appropriate feedback on the same.
• Deliver quality work product within agreed upon timelines.
• Ability to properly escalate issues or complaints in a timely manner.
• Able to support his/her FLM in preparing the internal reports like performance report, Daily/Weekly Monthly reports and dashboards
• Prepare/design training programs, learning curve design with examples/samples/test cases. Provide progress plan for team members.
• Prepare PDP packs, process documents should be up to date and email should sent to onshore partners for the approvals
• Deepen Existing Client Relationships 3) Drive Efficiency 4) Improve Clients Experience and Enable Growth.
• As you execute on daily tasks and deliver the expectations of your role, collaborate and partner across Commercial Bank and Wells Fargo to drive successful outcomes.
• Success in this objective will require the mindset and behaviors that demonstrate leadership beyond your immediate role. This includes working across Commercial Banking to actively engage others to drive end to end results with the goal of doing whats best for Commercial Banking as a whole vs any individual function.