3 Credit Investigations Jobs

About this role: Wells Fargo is seeking a Senior Commercial Banking Portfolio Coordinator In this role, you will: Review complex credit information of loans for companies and industries Provide support to the Commercial Banking Portfolio Management team and more experienced individuals in the credit approval process Perform complex credit investigations on companies and industries Utilize knowledge and interpretation of procedures to direct less experienced individuals Interact with immediate team and Commercial Banking Portfolio Management functional area to review process of companies for providing credits Required Qualifications: 4+ years of financial analysis experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Analytical bent of mind and ability to draw pattern from discrete set of data. Good knowledge with excel skills with ability to develop and comprehend complex function and macros. Excellent communication skills, with good comprehension and business writing skills. Work on the activities related to Regulatory Reporting, using the financial metrics, debt schedule, WFCC and discounted cash flows. Portfolio support activities Knowledge on C&I, CRE and Leverage Lending loans Experience in financial analysis, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Degree/Masters in accounting, Finance, Economics or CA Inter. Any professional certification in Finance/Accounting/Economics would be a plus Certification in VBA/Advanced Excel would be a plus Should have 4+ years of work experience. Responsibilities Responsibility includes, but not limited to: Review, analysis and delivery of financial statement transactions and positions based on internal controls and industry standards. Knowledge in Credit Analysis, US GAAP,10K & 10Qs. Good knowledge on GAAP Accounting International Financial Reporting Standards. Well versed with EBITDA calculation, credit structuring, WACC & DCF. Financial spreading work & ratio analysis. Independently identifies issues and implements resolutions; may assist other team members with issues As a subject matter expert, provides work direction and training to co-workers regarding processes. Strong analytical, research, Strong business writing skills and problem solving skills. Participates in process meetings and interacts on a fairly regular basis with process SMEs Perform administrative function, research on access accounts, projects, and maintenance and database conversions as required. Very detailed oriented and flexible to work on multiple processes. Strong with MS Excel and Macros Thorough understanding of customer data requirements as related to the banking and financial services industry. Quality-oriented. Good attention to detail. Have a sense of urgency in addressing errors. Demonstrates willingness to learn new skills and tasks Finishes ones tasks as per set schedules. Takes initiative for ensuring timely completion of set tasks. Receives and reciprocates basic information clearly in the written and oral form; Demonstrates good command over the English language. Ability to escalate issues appropriately. Ability to accurately process high volumes of work within established deadlines Ability to adapt to change and work on multiple processes Ability to set priorities, and deliver the tasks within the stipulated timelines Candidate must be willing to work in shifting schedule depending on business need. Quality check of work performed by junior team members and provide appropriate feedback on the same. Understand the feedback received from the onshore team members and disseminate the same to the team. Provide training to the team members and educate them on the tough scenarios

About this role: Wells Fargo is seeking a Commercial Banking Portfolio Manager. We believe in the power of working together because great ideas can come from anyone. Through collaboration, any employee can have an impact and make a difference for the entire company. Explore opportunities with us for a career in a supportive environment where you can learn and grow. In this role, you will: Research complex credit investigations and diverse credit information for loans Identify opportunity for process improvements within scope of responsibilities or functional area Review and identify basic operational assignments that require research, evaluation, and selection of alternatives while exercising independent judgement to guide medium risk deliverables Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers Required Qualifications: 2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: MBA (Finance Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics. 2+ years of overall commercial credit experience across diversified asset class (includes corporate entities and real estate asset class) Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance). Good knowledge of Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis. Working experience with Moodys Risk Analytics would be a plus. Experience in assessing credit worthiness of borrower based on various qualitative and quantitative factors Excellent communication skills, with special focus on business writing skills for credit reports Ability to read, comprehend and synthesize data regarding borrower performance market related information from multiple sources into one prescribed template. Intermediary to advanced excel skills would be a plus Job Expectations: Evaluate financial performance of companies borrower guarantor commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes over the time period. This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity. Perform market research using various third-party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance. Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against banks credit guidelines. Document and synthesize findings based on above mentioned reviews into a credit report which would be for presented to lending officers and or approval committees. Understand the feedback received from the reviewers and implement the same in their day-to-day work. Quality check of work performed by junior team members and provide appropriate feedback on the same.

About this role: Wells Fargo is seeking a Commercial Banking Portfolio Coordinator. In this role, you will: Review credit information of loans for companies and industries Respond to customer inquiries, generate status reports for management or bankers and contact available sources of information Perform moderately complex credit investigations on companies and industries Receive direction from Commercial Banking Portfolio Management supervisor and escalate noncompliant issues Ensure credit files are current Interact with the immediate team and Commercial Banking Portfolio Management functional area to review process of companies for providing credits Required Qualifications: 2+ years of financial analysis experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education