4 Collateral Analysis Jobs

Band: B1 - Analyst Shift Timings-: 2:00 PM - 11:30 PM IST Job Summary We are seeking a highly motivated Investment Management Analyst to join our Asset Based Finance (ABF) team within the Structured Finance Group. As an integral part of our team, you will gain exposure to a diverse portfolio of Asset-Backed Securities (ABS) investments and play a pivotal role in underwriting, monitoring, and managing these deals for our institutional clients. Responsibilities: Deal Management: Collaborate closely with ABF Deal Analysts to assist in investment management and monitoring activities for structured finance deals. IC Memos: Support the deal team in updating Investment Committee approval memos, ensuring a comprehensive understanding of each deal's intricacies. Term sheets: Analyze closing documents such as credit agreements, indentures and note purchase agreements and set up processes for analyzing and monitoring the deal post-closing. Due Diligence: Perform pre-deal due diligence and stratify the collateral pool using Python to assess risk and investment potential. Surveillance and Reporting: Update surveillance data and create one-pagers for presentations to senior management for both Public and Private deals. Cashflow Modeling: Develop and update cashflow models for structured finance deals. Monitor key metrics to assess risk and expected returns. Conduct stress case scenarios and analyze their impact on repayments. Collateral Analysis: Create and update asset-level one-pagers for collateral analysis, assisting in underwriting and post-deal monitoring. Asset Valuation: Track and review revaluation events for underlying assets, ensuring accurate pricing of collateral. Sector-Level Analysis: Update monthly sector-level presentations and pro-actively highlight potential issues to senior management. Covenant Monitoring: Continuously monitor covenants and key performance indicators (KPIs) at the deal level, thereby assist the Business Analytics team to run portfolio-level analysis. Ad Hoc Projects: Undertake multiple ad hoc projects as requested by senior management to assess the impact of macro events. Client request/ Compliances: Ensure compliance with investor requirements from an investment management perspective. Data and Tools: Leverage advanced tools such as Intex and Python for in-depth analysis. Utilize Tableau, Street Diligence and Sigma for enhanced data visualization. Skills Required: MBA in Finance, CFA, or CA qualification. Experience in analyzing Asset Backed Finance deal structures and collateral is a plus. Strong analytical and quantitative skills. Proficiency in Microsoft Office tools (MS Excel, MS PowerPoint, and MS Word). Ability to summarize complex information succinctly and efficiently. Excellent written and verbal communication skills. Ability to manage multiple projects in a fast-paced environment. Detail-oriented with a commitment to accuracy and precision. Ability to work independently and collaboratively while demonstrating high sense of ownership and accountability. Thorough understanding of basic financial concepts and the ability to critically implement them. Deliver / No. / Performance Parameter / Measure - 1. Process - No. of cases resolved per day, compliance to process and quality standards, meeting process level SLAs, Pulse score, Customer feedback. 2. Self- Management - Productivity, efficiency, absenteeism, Training Hours, No of technical training completed

Responsible for Credit Appraisal including analyzing financial statements, client background, AML risk assessment, collateral analysis, requisite due diligence and preparation of credit pitch. Client interaction and physical client meetings wherever required. Customer Verification to comply with all regulatory norms. Preparation & Recommendation of Credit Appraisal Memo to the Requisite Authorities. Underwrite exposures for the Equipment/Vehicle Finance covering loans, leases and structured transactions. Engage with origination team and other stakeholders to ensure timely delivery on credit approvals and execution while ensuring compliance to credit policy and other underwriting procedures of the company. Supervise the Credit Team on the disbursal process. Manage asset quality of the portfolio, monitoring delinquency, engaging with delinquent Borrowers, regular review of specific accounts, covenant monitoring and acting on early warning signals. Active portfolio and account management. Co-ordination with external agencies as required. Managing Team and CPAs. Self-starter High personal integrity Decision Making Ability Interpersonal skills in relationship building Team handling ability.

Band: B1 - Analyst Shift Timings-: 2:00 PM - 11:30 PM IST Job Summary We are seeking a highly motivated Investment Management Analyst to join our Asset Based Finance (ABF) team within the Structured Finance Group. As an integral part of our team, you will gain exposure to a diverse portfolio of Asset-Backed Securities (ABS) investments and play a pivotal role in underwriting, monitoring, and managing these deals for our institutional clients. Responsibilities: Deal Management: Collaborate closely with ABF Deal Analysts to assist in investment management and monitoring activities for structured finance deals. IC Memos: Support the deal team in updating Investment Committee approval memos, ensuring a comprehensive understanding of each deal's intricacies. Term sheets: Analyze closing documents such as credit agreements, indentures and note purchase agreements and set up processes for analyzing and monitoring the deal post-closing. Due Diligence: Perform pre-deal due diligence and stratify the collateral pool using Python to assess risk and investment potential. Surveillance and Reporting: Update surveillance data and create one-pagers for presentations to senior management for both Public and Private deals. Cashflow Modeling: Develop and update cashflow models for structured finance deals. Monitor key metrics to assess risk and expected returns. Conduct stress case scenarios and analyze their impact on repayments. Collateral Analysis: Create and update asset-level one-pagers for collateral analysis, assisting in underwriting and post-deal monitoring. Asset Valuation: Track and review revaluation events for underlying assets, ensuring accurate pricing of collateral. Sector-Level Analysis: Update monthly sector-level presentations and pro-actively highlight potential issues to senior management. Covenant Monitoring: Continuously monitor covenants and key performance indicators (KPIs) at the deal level, thereby assist the Business Analytics team to run portfolio-level analysis. Ad Hoc Projects: Undertake multiple ad hoc projects as requested by senior management to assess the impact of macro events. Client request/ Compliances: Ensure compliance with investor requirements from an investment management perspective. Data and Tools: Leverage advanced tools such as Intex and Python for in-depth analysis. Utilize Tableau, Street Diligence and Sigma for enhanced data visualization. Skills Required: MBA in Finance, CFA, or CA qualification. Experience in analyzing Asset Backed Finance deal structures and collateral is a plus. Strong analytical and quantitative skills. Proficiency in Microsoft Office tools (MS Excel, MS PowerPoint, and MS Word). Ability to summarize complex information succinctly and efficiently. Excellent written and verbal communication skills. Ability to manage multiple projects in a fast-paced environment. Detail-oriented with a commitment to accuracy and precision. Ability to work independently and collaboratively while demonstrating high sense of ownership and accountability. Thorough understanding of basic financial concepts and the ability to critically implement them. Deliver / No. / Performance Parameter / Measure - 1. Process - No. of cases resolved per day, compliance to process and quality standards, meeting process level SLAs, Pulse score, Customer feedback. 2. Self- Management - Productivity, efficiency, absenteeism, Training Hours, No of technical training completed

Responsibilities Looking after the training and development needs of the Associates and Analysts Understanding client requirements and estimating the time effort required Supporting our clients across industries in the Asset Backed Lending space Lead the preparation of detailed credit analysis, information memorandums, credit memos, teaser, underwriting memos for Asset Backed Lending deals Monitor trends in ABL market, including industry conditions and competitive analysis to identify new opportunities Conduct ABL transactions comparable analysis by researching data on market terms, lending structure like Revolver, term loan and FILO, pricing and conditions across comparable ABL deals Conduct in-depth financial analysis including collateral analysis, loan size, borrowing base, borrower credit worthiness, debt covenant analysis, debt breakdown, balance sheet analysis, financial spreading Prepare bank group analysis by evaluating the structure and composition of bank syndicates in comparable ABL transactions and analyse the roles and contribution of different syndicate members (lead arranger, book runner etc) Work on trading comps, details precedent analysis, target screening, newsletters, detailed industry studies or market analysis, pitch books, capital structure analysis, detailed company profiles, ad-hoc requests Manage project timelines and quality of deliverables in a manner to ensure high client satisfaction” Ensuring timely delivery of reports to clients and keep seniors informed in advance in case of any delay Seeking client feedback and take due action if required Ability to handle requests independently and communicate with onsite bankers on assumptions, clarifications and expected output Setting up responsibilities for direct reports; coaching them on complex assignments and reviewing their work with value-add suggestions with a goal to exceed client expectations Interacting with key bankers and business managers in multiple global locations to understand their feedback on the service, providing recurring and ad hoc MIS, and also identifying growth opportunities. Required Background Relevant experience of 4-6 years supporting Investment banking division of a bank, consulting firm, boutique firm, advisory firm Excellent working knowledge of databases such as Bloomberg, CapitalIQ, Dealogic, IFR, Pitchbook.com, LCD, Thomson, etc. The candidate should have the ability to work independently and possesses the management/leadership skills to run the research on a day-to-day basis and apply his insights to client ideas Previous client handling exposure is a must Self-motivated and able to motivate others Effective negotiation skills Ability to work in high-pressure situations Excellent communication skills, both written and verbal Ability to make quick and informed decisions Well versed with Microsoft Office - Word, Excel and Power Point Post-Graduation in Finance or equiv. qualification (CFA, MBA (finance), CA or equiv.)