Co-lending Officer

As a Credit Assessment and Underwriting Officer, your primary responsibility will be to conduct credit assessment and underwriting of partner-originated proposals in accordance with the bank's policies. You will need to ensure strict adherence to co-lending agreements and regulatory guidelines, specifically following the RBI Co-lending model. Your role will involve coordinating with partner institutions for data sharing, document verification, and compliance checks. Key Responsibilities: - Conduct credit assessment and underwriting of partner-originated proposals based on bank policy - Ensure compliance with co-lending agreements and regulatory guidelines (RBI Co-lending model) - Coordinate with partner institutions for data sharing, document verification, and compliance - Manage disbursement operations, reconcile partner-bank data, and oversee seamless fund flow - Monitor portfolio performance, identify early warning signals, and ensure timely reporting and MIS - Provide support for periodic audits, due diligence processes, and partner evaluations - Collaborate with internal teams such as legal, risk, IT, and DTPC for integration and issue resolution Qualifications Required: - Bachelor's degree in finance, business administration, or related field - Proven experience in credit assessment, underwriting, or related roles - Familiarity with regulatory guidelines and co-lending agreements is preferred - Strong analytical skills and attention to detail - Excellent communication and interpersonal abilities The job description repeats the same set of responsibilities and qualifications twice. It seems to be an oversight, and the duplicate information can be disregarded for clarity in the actual job description.,