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Description
Job Description: Are you looking for an exciting opportunity to join a dynamic and growing team in a fast-paced and challenging area This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As an Associate in the Consumer, Healthcare & Retail Wholesale Credit Risk EMEA team covering Commercial & Investment Bank clients, you will work closely with business partners across the region including Debt Capital Markets, Acquisition and Leveraged Finance, M&A, Corporate Bank, Markets, Treasury Services, and Trade Finance. Given the broad sector and client base covered, the team is focused on performing credit analysis on Investment Grade and Non-Investment Grade clients as well as structuring and documenting a wide variety of credit products. The role will benefit from flexible work arrangements, including work-from-home and office rotations. Key Responsibilities: - Leads in-depth due diligence processes and coordinates and produces concise and insightful credit memos with clear recommendations, which will be the basis on which credit decisions are made. - Challenges industry teams on modeling assumptions and is able to understand key conclusions and devise appropriate downside scenarios. - Understands loan documentation, including LMA standard and leveraged finance documents and key ISDA/CSA documentation. Demonstrate an ability to negotiate and prioritize various documentation terms and shows the ability to understand transaction structures. - Cooperates closely at senior levels with a variety of areas within the Commercial & Investment Bank, including Coverage/GCB/CB, product specialists (DCM, LF, Trade, TSS), Markets (Derivative Sales), Capital Markets, and M&A. - Liaises regularly with Primary Credit Officers and Senior Credit Officers - Holds prime responsibility for the pro-active management of exposure to a portfolio of names and industry sectors. - Understands J.P. Morgans Risk management policies and related interactions with various stakeholders (including Regulators and Auditors). - Coaches and develops junior team members to bring them up the curve, both on the job and through trainings. Qualification Required: - Must demonstrate first-rate analytical and credit skills/judgment, with an intensive "hands-on" approach to digging into the details of credit and structure. - First-rate project management skills and demonstrable end-to-end ownership of work/projects. - Be able to establish credibility and trust with clients, internal business partners, product specialists, and credit officers, and to partner with them effectively. - Proven coaching and development ability towards more junior colleagues. - Excellent communication skills (both written and verbal). - Self-starting, result-driven, multi-tasking, risk-reward mindset and adaptable to change given the dynamic nature and timing of workflow. - Significant experience in roles with relevant skills for this position. Preferred qualifications, capabilities, and skills: - Previous experience of reviewing and commenting on loan documentation/core corporate derivative documentation.,
