Chief Technology Officer

Role Overview

We are looking for a visionary and execution-driven Chief Technology Officer (CTO)

payments, banking APIs, compliance, cybersecurity, and high-availability systems

Key Responsibilities

Technology Strategy & Leadership

• Define and execute the overall

  technology roadmap

  aligned with the company's business and regulatory strategy.
• Act as a strategic partner to the CEO and Board, translating business goals into scalable technical solutions.
• Stay ahead of emerging technologies, regulations, and FinTech trends.

Platform Architecture & Engineering

• Design and maintain

  highly scalable, fault-tolerant, and secure architectures

  .
• Lead development of platforms across:
• Payments (Payout, Pay-in, Cards, UPI, Wallets)
• Digital Banking / Lending / Neo-Banking
• APIs & Integrations (Banks, PSPs, NPCI, Aggregators)
• Ensure

  99.9%+ uptime

  and high-performance systems.

Security, Compliance & Risk

• Own

  application security, infrastructure security, and data protection

  .
• Ensure compliance with:
• RBI / NPCI guidelines
• PCI-DSS
• ISO 27001
• SOC 2
• GDPR / DPDP Act (India)
• Lead audits, VAPT, penetration testing, and incident response.

DevOps, Infrastructure & Cloud

• Oversee cloud infrastructure (AWS / GCP / Azure).
• Implement DevSecOps, CI/CD pipelines, monitoring, logging, and alerting.
• Optimize cost, performance, and reliability.

Product & Delivery

• Work closely with Product, Business, and Ops teams to ensure fast, reliable delivery.
• Own

  engineering velocity, code quality, release management

  , and SLAs.
• Enable rapid innovation without compromising security or compliance.

Team Building & Culture

• Build, mentor, and scale high-performing

  engineering, DevOps, QA, and security teams

  .
• Establish a culture of

  ownership, accountability, security, and innovation

  .
• Define hiring standards, performance metrics, and career paths.

Vendor & Partner Management

• Manage technology vendors, banking partners, and third-party service providers.
• Review contracts, SLAs, and technical due diligence.

Required Skills & Experience

Technical Expertise

• Strong experience with:
• Backend: Node.js / Java / Go / Python
• Databases: PostgreSQL, MySQL, MongoDB, Redis
• Microservices, REST, gRPC, event-driven systems
• Deep understanding of:
• Payment flows, settlement, reconciliation
• Banking APIs and third-party integrations
• Strong experience with cloud architecture and scalability.

FinTech Domain Knowledge

• Strong understanding of:
• Payments lifecycle
• Banking & NBFC tech stack
• Fraud detection & risk systems
• Regulatory reporting & audits
• Prior experience in FinTech, Banking, Payments, or Financial Services is

  mandatory

  .

Leadership & Management

• Proven experience leading teams of

  20+ engineers

  .
• Experience working with founders, investors, and regulators.
• Strong decision-making, communication, and conflict-resolution skills.

Preferred Qualifications

• Experience scaling a FinTech product from

  startup to growth stage

  .
• Experience handling

  high-volume transactions

  (TPS scale).
• Exposure to international payments or cross-border systems.
• MBA or advanced technical degree is a plus.

KPIs & Success Metrics

• Platform uptime & performance
• Security incidents & audit outcomes
• Engineering velocity & delivery timelines
• Cost optimization vs scalability
• Regulatory compliance success

Compensation

• Competitive salary + ESOPs / equity
• Performance-linked incentives
• Opportunity to build a category-defining FinTech platform

Why Join Us

• Build next-generation FinTech infrastructure
• Work closely with founders and leadership
• High ownership & decision-making authority
• Long-term wealth creation through equity

If you want, I can also:

more startup-lean / more enterprise-grade

? Customize for Payments / Crypto / NBFC / Neo-Banking

? Draft a FoundersCTO equity & responsibility structure

Just tell me.