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LTFinance
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BRANCH CREDIT MANAGER - LAP

BRANCH CREDIT MANAGER - LAP

LTFinance

4 - 8 years

6 - 10 Lacs

tirunelveli

Posted:10 hours ago| Platform:

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Skills Required

risk management process oriented time management mis credit underwritingcredit approval

Work Mode

Work from Office

Job Type

Full Time

Job Description

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd.

PRINCIPAL ACCOUNTABILITIES:

Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business
Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio
Understand credit policy and processes as well as credit environment
Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement
Ensure the quality of Credit approval note and the Credit approval mails.
Ensure the TAT for all the proposals is maintained inline with the prescribed standards
Ensure the productivity for underwriting proposals is maintained inline with the prescribed standards
Ensure all MIS is maintained timely and correctly
Contribute to the new project initiatives

Educational Qualifications

CA/Post-graduate in Finance

Functional Skills

Attention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management

Relevant and total years of Experience

3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

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