Associate, Credit Program Small, Small Medium Enterprises.

As a Relationship Manager in the IBG 4 segment at the company, your role involves acquiring and building a diversified portfolio to generate revenue from various sources such as assets, trade, cash, treasury, fees, etc. Your primary objective will be to lead the portfolio to produce a healthy income while managing risk effectively and adhering to lending guidelines set by the bank. Key Responsibilities: - Source New to Bank Asset relationships within IBG 4 Segment up to T/O of 100 Crore, following the Bank Lending Policy. - Maintain a good Net Interest Income and fee across the portfolio by cross-selling Trade, Liabilities, Cash, Treasury, Fee, etc. - Contribute significantly to enhancing the Branch's profitability. - Monitor the portfolio proactively to keep delinquencies at NIL. - Execute the IBG4 business strategy to boost market share, meet targets, and mitigate concentration risk. - Enhance DBS Brand Value by engaging in marketing activities, collaborations, and events. - Ensure compliance with the Banks" processes & policies and strive for positive ratings during audits. Qualifications Required: - Possess 3-5 years of overall sales experience, with at least 2 years in sales within SME/Business Banking Lending. - Demonstrate a proven track record in asset business sales in the SME/Business Banking segment. - Have knowledge of competitors and the marketplace. - Preferably, have market knowledge and experience in the SME segment, understanding customer preferences and requirements. DBS India is committed to creating a workplace where all employees are valued, respected, and their opinions are valued. The company promotes a culture of continuous professional development, offers flexible working arrangements, and provides opportunities for growth within an inclusive and diverse environment. Expected behaviors include demonstrating Business Performance through PRIDE 2.0 Value Based Propositions, ensuring Customer Focus by Delighting Customers & Reducing Complaints, building Pride and Passion to Protect, Maintain, and Enhance DBS Reputation, enhancing Self Knowledge, Skills and developing Competencies for continuous improvement, and maintaining the Highest Standards of Honesty and Integrity.,