Associate, Credit Analyst

As a Credit Analyst at the Corporate & Commercial Banking division of Standard Chartered, you will play a crucial role in supporting Account Managers with credit reviews, ongoing risk monitoring, and client creditworthiness assessments. Your responsibilities will include: - Leading credit reviews, analyzing and monitoring client credit risk to ensure creditworthiness. - Providing insightful, succinct, and timely client portfolio credit analysis. - Spreading financials, proposing credit grades, documenting client risk and mitigants, and monitoring for credit-material events. - Collaborating with Banking, Coverage, and Risk teams to develop and execute credit analysis, credit origination, and monitoring matters. - Delivering client fraud risk assessments and documenting residual risks and mitigants. - Providing credit intelligence to identify business opportunities with an acceptable risk profile. - Conducting credit analysis considering market dynamics, client industry risks, financial policies, cash flow analysis, and reputational risk profiles. Your skills and experience should include proficiency in risk management, financial forecasting, client due diligence, product knowledge in Markets and Corporate Finance, and data analysis. You should also be able to work under pressure in a dynamic environment. Standard Chartered is an international bank that values making a positive difference for clients, communities, and employees. By working with us, you will be part of an inclusive and values-driven organization that celebrates diversity and advocates inclusion. In addition to a challenging and purposeful career, we offer: - Core bank funding for retirement savings, medical and life insurance. - Time-off benefits including annual leave, parental/maternity leave, sabbatical, and volunteering leave. - Flexible working options based on home and office locations. - Proactive wellbeing support through digital platforms and development courses. - Continuous learning culture with opportunities for growth and upskilling. If you are looking to work for a bank that drives commerce and prosperity through diversity, Standard Chartered is the place for you. Join us in celebrating unique talents and making a difference in the world. For more information and to explore career opportunities, visit www.sc.com/careers.,