Assistant Vice President

As an Assistant Vice President at our organization, you will play a crucial role as a Senior Quantitative Credit Risk Strategist. Your responsibilities will include analyzing customer characteristics, identifying risk differentiators, and recommending underwriting and collections strategies to meet the risk and return goals. You should possess an analytical and data-driven mindset, attention to detail, and a proactive attitude to excel in this position. **Role Overview:** - Analyze data to identify risk drivers and propose mitigation strategies - Collaborate with the Data Science team to develop and test credit, account management, and collection models - Define credit strategy and policy to manage risk effectively and support business growth - Enhance collection performance through operational, policy, and modeling enhancements - Develop underwriting and account management strategies - Engage with R&D, Product, and Operations teams to test and launch new features and products **Key Responsibilities:** - 7+ years of experience in retail/consumer/SMB finance in a credit risk or strategy role, preferably in Fintech/banks - Proficiency in writing credit memos and credit decision and strategy documentation - Hands-on experience in leveraging data and analytics to drive credit risk strategy - Familiarity with A/B testing methodologies - Master's degree or higher in a quantitative field (Mathematics/Statistics/Economics/OR/Business) - Advanced skills in data analytics using SQL, Python/R, Excel, and data visualization tools like Tableau/Hex - Knowledge of statistical modeling techniques - Ability to influence and lead collaborations in a cross-functional environment If you are passionate about risk management, analytics, and driving business growth through strategic credit decisions, this role is tailored for you. Your expertise and experience will be instrumental in shaping credit strategies and policies to ensure a balance between risk mitigation and business expansion. Please note that the company details were not provided in the job description.,