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Area Manager-Credit ( Commercial Vehicle )

4 - 9 years

4 - 8 Lacs

Posted:1 day ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Area Credit Manager

Key Responsibilities:

  • Credit Appraisal and Risk Assessment:

Analyze loan applications, evaluate financial health of borrowers, assess business viability, and identify industry risks. 

  • Loan Approval and Disbursal:

Make informed decisions on loan approvals or rejections based on comprehensive analysis and company policies. 

  • Portfolio Management:

Monitor loan performance, manage delinquency levels, and implement strategies to mitigate potential losses. 

  • Policy Compliance:

Ensure adherence to company credit policies, regulatory guidelines, and industry best practices. 

  • Relationship Management:

Build and maintain relationships with sales teams, customers, and other stakeholders. 

  • Team Management:

In some cases, the role may involve managing a team of credit approvers or analysts. 

  • Training and Development:

Provide training and guidance to sales teams on credit policies and procedures. 

Share Resume - Ta_hr22@mas.co.in / 7999096063

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