Area Head - Unnati MBL

Your job description is as follows: **Role Overview:** As an Area Head - Unnati MBL, your main responsibility will be to develop and implement strategies to achieve individual loan targets in the assigned area. You will also be required to build and maintain relationships with key stakeholders such as customers, channel partners, and local authorities. Additionally, you will need to monitor market trends, analyze competitor activities, and identify growth opportunities. Moreover, you will have to train and mentor a team of loan officers to ensure high-quality customer service and compliance with bank policies and procedures. Conducting regular performance evaluations and providing feedback to team members will also be part of your role. Ensuring compliance with all regulatory and legal requirements is crucial, along with collaborating with other departments to develop and launch new loan products tailored to the needs of the rural market. Lastly, preparing and presenting reports on loan portfolio performance to senior management will be essential. **Key Responsibilities:** - Develop and implement strategies to achieve individual loan targets in the assigned area - Build and maintain relationships with key stakeholders such as customers, channel partners, and local authorities - Monitor and analyze market trends and competitor activities to identify opportunities for growth - Train and mentor a team of loan officers to ensure high-quality customer service and adherence to bank policies and procedures - Conduct regular performance evaluations and provide feedback to team members - Ensure compliance with all regulatory and legal requirements - Collaborate with other departments to develop and launch new loan products tailored to the needs of the rural market - Prepare and present reports on loan portfolio performance to senior management **Qualification Required:** - Graduation in any field - Minimum of 5 years of experience in retail banking, with a focus on Micro Business Loans,