Area Credit Manager-CEQ-Credit Appraisal-Hyderabad - Auto Plaza-M4-M6

As an Underwriter for corporate finance business in the assigned area, your role involves managing the portfolio and supporting business teams to handle end-to-end credit approval for the designated region. Your key responsibilities will include: - Collaborating with business teams to manage credit approval process - Underwriting cases and presenting to senior levels - Authorizing deviations documented by underwriters in compliance with credit policy - Reviewing credit memos prepared by underwriters and providing approval/decline sign-offs - Approving disbursement requests based on agreement value and documentation completeness - Monitoring and ensuring timely completion of personal discussion documents through customer visits - Coordinating with external vendors for query resolution and timely report submission - Leading a team of credit approvers to maintain portfolio quality and manage delinquencies - Developing, implementing, and monitoring credit programs while providing training and coaching to enhance team competency - Conducting due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans - Customizing underwriting norms to meet local market needs and enhancing consumer credit risk strategy You are required to possess an MBA/PGDBA/PGPM/CA or equivalent qualification.,