3 Agri Lending Jobs

About HDFC Bank: HDFC Bank is Indias leading private sector bank, serving millions of customers across urban and rural India. Through its Retail Agri vertical , the bank provides innovative banking and credit solutions to farmers, agri-entrepreneurs, and allied sectors, supporting Indias rural economy with trust and excellence. Job Description: We are conducting a Mega Recruitment Drive for the position of Relationship Manager – Retail Agri . The role involves managing and growing a portfolio of agri and rural clients by offering them customized banking solutions, ensuring customer satisfaction, and contributing to business growth. Key Responsibilities: Manage relationships with farmers, agri-entrepreneurs, traders, and rural customers. Acquire new customers and expand business in the Retail Agri portfolio . Promote and cross-sell products such as Kisan Credit Cards, Gold Loans, Crop Loans, Tractor Loans, Agri Term Loans, Allied Agri Loans, and other liability products . Conduct credit assessment, financial analysis, and ensure proper documentation. Achieve defined business and revenue targets. Ensure portfolio quality by monitoring repayments and minimizing NPAs. Maintain compliance with regulatory guidelines and internal policies. Participate in local campaigns, village-level programs, and customer engagement activities to enhance visibility and reach.

We are looking for a highly experienced Regional Manager to oversee and manage our Sub BC operations for Microfinance and Agri/Farmer Finance. The ideal candidate should have a strong track record in handling Sub BC partnerships , ensuring operational efficiency, compliance, and business growth. The role also requires expertise in evaluating financial institutions such as NBFCs, MFIs, NGOs, Trusts, and Societies to assess their creditworthiness and operational viability before onboarding them as Sub BC partners. Role & responsibilities Sub BC Management: Oversee the performance and operations of all Sub BCs in the assigned region. Business Growth: Understand the business model for the organisation, including Value Chain Finance (VCF) and Event Based Disbursement (EBD) Leverage the Sub BCs to drive loan disbursement and customer acquisition through VCF and EBD, while maintaining quality. Ensure strong control over the prime stakeholders for the VCF and EBD process. Engage with the bank to enable VCF and EBD. Evaluation & Onboarding of Sub BCs: Conduct detailed assessments of NBFCs, MFIs, NGOs, Trusts, and Societies for their creditworthiness, operational capabilities, and risk factors before appointing them as Sub BCs. Perform due diligence on potential Sub BC partners, reviewing their financial statements, repayment history, governance structures, and risk management frameworks . Ensure that selected Sub BCs align with the companys financial inclusion goals, regulatory compliance, and operational efficiency . Compliance & Risk Management: Ensure all Sub BCs operate within regulatory and compliance guidelines. Operational Efficiency: Streamline processes to enhance productivity and service delivery at Sub BC branches. Stakeholder Coordination: Work closely with banks, NBFCs, and financial institutions for approvals and partnerships. Team Leadership: Manage and guide field teams and Sub BC partners to achieve business goals. Portfolio Quality: Monitor loan repayments and ensure strong portfolio health with minimal delinquencies. Customer Engagement: Implement awareness programs to educate customers on financial products and services. Preferred candidate profile Experience: Minimum 10 years of experience in handling Sub BC operations in Microfinance and Agri/Farmer Finance. Expertise in Partner Evaluation: Proven experience in evaluating and onboarding NBFCs, MFIs, NGOs, Trusts, and Societies as Sub BCs. Strong understanding of credit assessment, financial due diligence, and risk evaluation of lending institutions. Ability to assess operational processes, governance models, and compliance adherence of potential Sub BC partners. Industry Knowledge: Strong understanding of financial inclusion, rural banking, and BC/BF models. Leadership Skills: Proven ability to lead large teams and coordinate with multiple stakeholders. Analytical Ability: Experience in monitoring financial performance, risk assessment, and credit analysis. Communication Skills: Strong ability to interact with senior management, field teams, and external partners. Tech-Savvy: Familiarity with digital banking platforms, loan management systems, and financial technology. MBA/PG in Finance, Rural Development, or any relevant field. Prior experience working with Banks, NBFCs, or Microfinance Institutions in a Sub BC leadership role . If you are passionate about financial inclusion, Sub BC operations, and rural financing , we invite you to be part of our growing team.

We are looking for a highly experienced Regional Manager to oversee and manage our Sub BC operations for Microfinance and Agri/Farmer Finance. The ideal candidate should have a strong track record in handling Sub BC partnerships , ensuring operational efficiency, compliance, and business growth. The role also requires expertise in evaluating financial institutions such as NBFCs, MFIs, NGOs, Trusts, and Societies to assess their creditworthiness and operational viability before onboarding them as Sub BC partners. Role & responsibilities Sub BC Management: Oversee the performance and operations of all Sub BCs in the assigned region. Business Growth: Understand the business model for the organisation, including Value Chain Finance (VCF) and Event Based Disbursement (EBD) Leverage the Sub BCs to drive loan disbursement and customer acquisition through VCF and EBD, while maintaining quality. Ensure strong control over the prime stakeholders for the VCF and EBD process. Engage with the bank to enable VCF and EBD. Evaluation & Onboarding of Sub BCs: Conduct detailed assessments of NBFCs, MFIs, NGOs, Trusts, and Societies for their creditworthiness, operational capabilities, and risk factors before appointing them as Sub BCs. Perform due diligence on potential Sub BC partners, reviewing their financial statements, repayment history, governance structures, and risk management frameworks . Ensure that selected Sub BCs align with the companys financial inclusion goals, regulatory compliance, and operational efficiency . Compliance & Risk Management: Ensure all Sub BCs operate within regulatory and compliance guidelines. Operational Efficiency: Streamline processes to enhance productivity and service delivery at Sub BC branches. Stakeholder Coordination: Work closely with banks, NBFCs, and financial institutions for approvals and partnerships. Team Leadership: Manage and guide field teams and Sub BC partners to achieve business goals. Portfolio Quality: Monitor loan repayments and ensure strong portfolio health with minimal delinquencies. Customer Engagement: Implement awareness programs to educate customers on financial products and services. Preferred candidate profile Experience: Minimum 10 years of experience in handling Sub BC operations in Microfinance and Agri/Farmer Finance. Expertise in Partner Evaluation: Proven experience in evaluating and onboarding NBFCs, MFIs, NGOs, Trusts, and Societies as Sub BCs. Strong understanding of credit assessment, financial due diligence, and risk evaluation of lending institutions. Ability to assess operational processes, governance models, and compliance adherence of potential Sub BC partners. Industry Knowledge: Strong understanding of financial inclusion, rural banking, and BC/BF models. Leadership Skills: Proven ability to lead large teams and coordinate with multiple stakeholders. Analytical Ability: Experience in monitoring financial performance, risk assessment, and credit analysis. Communication Skills: Strong ability to interact with senior management, field teams, and external partners. Tech-Savvy: Familiarity with digital banking platforms, loan management systems, and financial technology. MBA/PG in Finance, Rural Development, or any relevant field. Prior experience working with Banks, NBFCs, or Microfinance Institutions in a Sub BC leadership role . If you are passionate about financial inclusion, Sub BC operations, and rural financing , we invite you to be part of our growing team.