Vehicle Insurance Sales Officer – 4 Wheeler (Automobile Dealership)

Vehicle Insurance Sales Officer 4 Wheeler (Automobile Dealership)

Job description
Department: Finance & Insurance (F&I) / SalesIndustry: Automobile Dealership Passenger Vehicles

Reporting To: Insurance Manager / F&I Head / Sales Manager
Experience Required: 1+ Years in motor insurance or auto salesEducation: Graduate in any discipline (Insurance certification preferred)

Job Purpose:
To facilitate the sale of motor insurance policies for 4-wheeler vehicles sold through the dealership, ensuring timely issuance, renewals, and superior customer service. The role bridges customers, insurance partners, and the dealership sales team.

Key Responsibilities:
1. Insurance Sales & CoordinationSell car insurance (comprehensive and third-party) to new car buyers at the point of vehicle sale.Coordinate with multiple insurance providers to generate competitive quotes and share options with customers.Upsell add-on covers like Zero Depreciation, Engine Protect, Return to Invoice, etc.2. Customer Counselling & ConversionExplain policy benefits, IDV options, premium breakup, claim process, and add-on features to customers.Address customer queries and guide them in choosing the best-suited insurance product.3. Policy Issuance & DocumentationEnsure timely issuance of motor insurance policies on the date of vehicle delivery.Collect KYC documents and coordinate with the insurer to upload accurate details.Share soft copies and hard copies of policies with customers.4. Renewals & EndorsementsMaintain a database of policy expiries and proactively reach out to customers for renewals.Process endorsements (name, address, vehicle number changes) as required.5. Coordination with Insurance PartnersLiaise with insurance company executives for quote approvals, endorsements, commission payouts, and claims assistance.Reconcile commissions and track policy issuance volumes.6. Dealer Team EngagementCoordinate with the dealership's sales team to ensure every vehicle sale is supported with insurance.Train sales staff to promote in-house insurance over external agents.

Key Skills & Competencies:
Strong sales and interpersonal skillsGood knowledge of general/motor insurance productsTarget-oriented with ability to upsell value-added servicesFamiliarity with insurer portals (like HDFC Ergo, ICICI Lombard, Bajaj Allianz, etc.)Basic computer skills MS Excel, Email, CRM entries

Preferred Tools / Systems:
Dealer DMS softwareInsurance company online portalsMS Excel, WhatsApp, Email

Skills : -
Vehicle Insurance Sales OfficerMotor Insurance ExecutiveF&I ExecutiveInsurance Coordinator AutomobileCar Insurance SalesInsurance Sales DealershipInsurance Advisor 4-WheelerDirect Sales Executive InsuranceInsurance Consultant AutomotiveInsurance Sales RepresentativeAutomobile DealershipPassenger Vehicle DealershipCar Showroom InsuranceFinance & Insurance (F&I)Automotive InsuranceAuto Insurance Sales4-Wheeler InsuranceRetail Automotive SalesSales & Business Development InsuranceInsurance Sales Auto Sector1+ Years Experience in Motor InsuranceAuto Insurance Sales ExperienceVehicle Sales + InsuranceInsurance CoordinationInsurance Renewals & EndorsementsGeneral Insurance (Motor Segment)Insurance Cross-Sell & UpsellAutomotive Sales with Insurance Add-onsMotor Insurance Policy IssuanceInsurance RenewalsAdd-on Cover Sales (Zero Dep, RTI, Engine Protect)Insurance Quote GenerationCustomer ConversionKYC Document CollectionPolicy Upload & DistributionClaim Assistance CoordinationCommission ReconciliationDMS Entry & CRM UpdatesCoordination with InsurersCustomer Counselling InsuranceDMS Software (Dealer Management System)CRM Tools (Insurance CRM / Dealer CRM)Insurance Portals (HDFC Ergo, ICICI Lombard, Bajaj Allianz, etc.)MS ExcelEmail CommunicationWhatsApp Business ToolsPolicy Management SoftwareGraduate Any DisciplinePG Any PostgraduateInsurance Certification PreferredIRDA Certification (Preferred/Optional)Strong Interpersonal SkillsTarget-OrientedUpselling SkillsInsurance Product KnowledgeCoordination & DocumentationCustomer-Facing RoleSales-Oriented Personality