US Mortgage Loan Compliance

As a Mortgage Loan Compliance Reviewer at our Mumbai office, your role will involve conducting thorough compliance reviews of mortgage loans for the US mortgage industry. Your responsibilities will include: - Performing detailed audits of loan files - Identifying potential compliance risks or violations - Evaluating processes against regulatory requirements - Recommending corrective actions to mitigate issues - Collaborating with origination, underwriting, and servicing teams to promote a culture of compliance - Preparing reports for internal stakeholders and regulators - Staying updated on evolving mortgage regulations for proactive risk management To excel in this role, you should possess: - In-depth knowledge and hands-on experience in US mortgages, loan origination, and servicing processes - Strong background in mortgage compliance, including familiarity with federal regulations (e.g., TILA, RESPA, ECOA, HMDA) and agency-specific requirements - Proficiency in financial analysis, risk assessment, and audit methodologies within the mortgage sector - Excellent communication and interpersonal skills for effective collaboration and presenting findings - Proven analytical and problem-solving abilities to tackle complex compliance challenges - Bachelor's degree in Finance, Business Administration, Law, or related field - Relevant certifications such as CMCP, CRCM, or similar in mortgage lending/compliance (a plus) - 3+ years of experience in mortgage loan review or compliance auditing within a US financial institution Our hiring team will review your application carefully, and suitable candidates will be contacted for a Zoom interview. Thank you for considering this opportunity.,