Technical Analyst - Debit Card

AU Bank Cards and Payment

Responsible for the managing and innovate digitally enabled life cycle of Credit Cards, Debit Cards, ATM, Prepaid Cards, Digital Transaction Risk Monitoring

Expertise and Experience:

• Responsible for IT Portfolio level projects management/ support for ATM, Debit Card Management System, Debit cards and ATM Switch, Prepaid Cards. Work closely with vendors and service providers for effective coordination & competent delivery.
• Plan for payment processing initiatives to include defining requirements and conducting customer acceptance testing, including strategy, test plans and test scenarios for performance testing.
• Coordinate and manage SIT, online certification with Payment systems (Visa/MC/Rupay) and manage UAT support for above.
• Collaborate with Cards and Payments user departments to identify payment system related changes, regulatory and compliance requirements.
• Responsible for scoping projects / BAU change requests to meet user requirement, whenever assigned.
• Ability to manage multiple ongoing programs, projects and change requirements.
• Review test plans that merge customer requirements with bank goals and coordinate various teams and technical personnel during all test phases, from initial development through implementation.
• Experience of handling Statutory, Regulatory and Internal concurrent audits. Individual needs to be sensitive to audit and compliance prerogatives.
• To be available for on call support & for on-site support during off days in emergency situations.
• Monitor project progress continuously and make detailed scheduled reports on measurable items, such as milestones and deliverables and publish project & issue log status.
• Ensure to provide workaround for issues, monitor issue log & follow up with vendor until final resolution.
• Hands on experience of handling end to end requirements gathering, solution fitment, gap analysis, risk analysis and post go live support.
• Manage risks by assess project risks & potential problems by communicating in advance while establishing contingency plans.
• Document all the interdependencies and list assumptions and constraints.

Relevant Experience: -

• 5+ years of experience in IT preferable in banks.
• Banking domain expertise with delivery channels (ATM / Cards) & system integration.
• Experience with implementations in the card industry; preferably experience implementing debit card and ATM for a bank.
• Experience with card payment standards, such as EMV, ISO8583, MasterCard and Visa requirements.
• Candidates on the payments side need prior experience of Debit Card/ATM/POS
• Experience of Payment scheme certifications-NPCI(Rupay), Visa, Mastercard

Skills & Competencies:

• Effective communication, co-ordination and Documentation skills and attention to detail.
• Strategic mindset to work independently, drive projects & support and report updates to leadership.
• Ability to run payment card tests, analyze data, and identify issues.
• Testing & Certification Skills with Payment systems.
• Knowledge of Messaging & Middleware Integration Protocols, n-tier architecture & SOA
• Knowledge in Oracle / MS SQL an added advantage.
• Knowledge of SDLC concepts.