Job
Description
Role & Responsibilities: Key highlights of the role are listed below (purely indicative and not limiting): 1. Financial Planning & Analysis: Developing financial strategies by forecasting capital requirements; identifying monetary resources and developing action plans. Leading the annual budgeting and forecasting processes. Assessing financial risks and opportunities, providing strategic recommendations to CFO Monitor financial performance against budgets and provide insights for corrective actions. 2 .Financial Reporting & Compliance: Ensure timely preparation of accurate financial statements in accordance with applicable accounting standards and regulatory requirements. Coordinate with internal and external auditors; facilitate statutory audits. Ensure compliance with all regulatory reporting obligations. 3 .Risk Management: Support the identification, assessment, and mitigation of financial and operational risks. Oversee the management of non-performing assets (NPAs), provisioning, and capital adequacy. Implement internal controls to prevent fraud and financial misstatements. 4. Treasury and Cash Management: Assist in managing liquidity, capital, and funding strategies. Coordinate with regulatory authorities regarding capital and liquidity requirements. 5. Regulatory Compliances: Stay abreast of changes in regulatory requirements and ensure the organization's compliance with relevant financial regulations in the credit card industry. Maintain effective communication with RBI, Ministry of Finance, and other regulatory agencies. Ensure compliance with government directives, circulars, and policies affecting financial operations. Collaborating with legal and compliance teams to mitigate regulatory risks 6. Financial Controls Assisting the CFO in developing and implementing financial strategies, contributing to the overall financial health of the organization. Implementing and monitoring internal financial controls to safeguard company assets. Identify and mitigate financial risks. Applicants should possess the following attributes: Lead and develop the finance team, fostering a culture of integrity and continuous improvement. Collaborate with other departments to support strategic initiatives. Support digital transformation, process automation, and other strategic projects. Participate in mergers, acquisitions, or restructuring activities if applicable Deep understanding of banking operations, regulations, and accounting standards. Strong analytical, strategic thinking, and decision-making skills. Excellent leadership, communication, and interpersonal skills. Proficiency in financial modeling, risk management, and regulatory compliance. In-depth knowledge of Indian financial regulations and credit card industry practices preferred
