Jobs

Interviews
Job Alerts
Tools

Upskill and Grow with AI

Mock Interview Practice interviews in realistic simulations

Coding Practice Improve your coding skills with challenges

Certification Earn certifications to validate your skills

AI Learning Get trained with AI expert sessions

Career Path AI insights for smarter career decisions

AI Job Match Score AI-Powered Job Match Against Your Resume and Optimize Your Resume

Career Tools and Resources

Resume Builder Build Professional Resume with Ease

ATS Friendliness Check Check Resume Friendliness for Applicant Tracking Systems

Auto Apply Apply to hundreds of jobs on any platform effortlessly

Co-Pilot (Chrome Extension) Your AI Assistant for Seamless Browsing Efficiency

Interview Questions Streamline interviews with ready-to-use questions

Salaries Discover market-driven salary insights across skillsets and geographies

Companies Explore leading companies actively hiring talent
For Employers

Home
>
Jobs in gandhinagar
>
Bajaj Finance
>
Senior Executive - Microfinance

Senior Executive - Microfinance

Bajaj Finance

1 - 2 years

2 - 5 Lacs

gandhinagar india

Posted:3 weeks ago| Platform:

Apply

Skills Required

sourcing audit compliance verification business

Work Mode

Work from Office

Job Type

Full Time

Job Description

Senior Executive - Microfinance
Job Purpose
Responsible for conducting village surveys, acquiring new customers, performing Credit Group Training (CGT), house verification, and income assessment. Ensure quality sourcing, collections, and recoveries as per the group/centre meeting schedule. Maintain healthy customer relationships at the assigned location. Duties and Responsibilities

Conduct village surveys and prospecting in selected villages; explain microfinance product offerings to all attending the prospecting briefing.

Source new customers in the allocated locations, form JLG groups, and promote financial literacy among potential borrowers.

Collect all necessary information for sourcing, data entry/upload, and/or validate documents on LOS; follow the entire sourcing process as defined in SOP.

Coordinate with the Branch Manager for required approvals and with the Credit Operations Officer at the branch for disbursements as per process.

Plan center meetings for customers, notify them in advance of the schedule, ensure 100% participation of borrowers in center meetings, resolve customer queries, and promote top-ups/cross-sell products as defined for the branch. Manage a portfolio of 450–500 customers.

Ensure collections are done from customers as per scheduled center meeting days and ensure 100% deposition of recovery at defined points as per SOP.

Carry out end-use monitoring of loans as per the process.

Maintain healthy and cordial relationships with all potential and existing borrowers, ensure 100% compliance, and demonstrate good conduct in all SOPs and practices as defined in the branch operating model.

Create a daily report of planned and executed tasks and submit it to the Branch Manager.

Ensure recovery disposition reconciliation is done with the Credit and Operations Officer as per schedule.

Ensure critical parameters like lead-to-login are executed as per the matrix.

Maintain discipline in center meetings, and adhere to SOPs and the code of conduct.

Major Challenges

Ensuring quality sourcing and achieving targets as defined.

Regular collections and maintaining customers in the current bucket; regularizing and normalizing delinquent customers.

Compliance on all business parameters, ensuring zero audit findings within the sourced customer segment/portfolio.

More Jobs at Bajaj Finance

Executive - Debt Management Services - Consumer, Consumer - FLOW PL

Wayanad

Experience: Not specified

INR 2 - 4 Lacs

Field Sales Executive

Ludhiana, Chandigarh, Gadchiroli

Experience: Not specified

INR 2 - 3 Lacs

Area Manager

Tirupati, Khammam

3 - 7 yrs

INR 8 - 10 Lacs

Two wheeler sales executives

Kālka

Experience: Not specified

INR 0 - 0 Lacs

Sales Executive

Goregaon

Experience: Not specified

INR 2 - 3 Lacs

Mock Interview

Practice Video Interview with JobPe AI

Start Job-Specific Interview

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

Enhance Your Skills

Practice coding challenges to boost your skills

Start Practicing Now

Bajaj Finance

Financial Services

Pune

Login to

Please Verify Your Phone or Email

Confirm Action

Senior Executive - Microfinance