Senior Credit Analyst, CCIB

Role Overview: As a Credit Analyst at Standard Chartered, you will leverage your extensive knowledge of risk assessment and portfolio risk management framework to support Account Managers with credit reviews, ongoing risk monitoring, and client creditworthiness assessments. You will play a crucial role in evaluating Standard Chartered's risk appetite against market and economic conditions across various markets and asset classes. Key Responsibilities: - Lead credit reviews, analyze and monitor client credit risk to ensure creditworthiness. - Provide insightful, succinct, and timely client portfolio credit analysis. - Spread financials, propose credit grades aligned to scorecards, document client risk and mitigants, and monitor for credit-material events. - Collaborate with Banking, Coverage, and Risk teams to develop and execute credit analysis, credit origination, and monitoring relevant matters. - Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants. - Provide credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers, and Product teams with product solutioning and recommendations. - Conduct credit analysis considering market dynamics, client industry risks, competitive positioning, funding strategy, financial policies, treasury activities, cash flow analysis, liquidity assessment, reputational risk profile, climate, and sustainability risks. Qualifications: - Risk management lifecycle. - Financial forecasting and modeling. - Financial and quantitative skills. - Client due diligence. - Product knowledge for Markets, Transaction Banking, and Corporate Finance. - Knowledge of the financial services regulatory environment. - Data analysis and visualization. - Ability to work under pressure in a dynamic environment. Additional Details: Standard Chartered is an international bank focused on driving commerce and prosperity through its unique diversity. With a purpose to make a positive difference for clients, communities, and employees, Standard Chartered values integrity, innovation, and inclusivity. The bank offers various benefits including core bank funding for retirement savings, medical and life insurance, flexible working options, proactive wellbeing support, continuous learning opportunities, and an inclusive work culture. If you are looking to join a purpose-driven organization that values diversity and inclusion, Standard Chartered welcomes you to be part of their team and contribute to their mission of making a difference in the world.,