Salesforce nCino Technical Architect (Banking Specialist)

Job Title: Salesforce nCino Technical Architect (Banking Specialist)

Experience: 10+ years (5+ years in nCino/Salesforce Financial Services)

Location: [Remote]

Job Type: Full-time

Role Overview

We seek a hands-on nCino Technical Architect to design and deploy enterprise-scale nCino solutions for global banks, with deep expertise in lending, deposit account opening, risk management, and core banking integrations. You will lead cross-functional teams to modernize legacy systems, ensuring compliance, scalability, and seamless integration with financial ecosystems.

Key Responsibilities

1. End-to-End Solution Architecture

Design and document technical blueprints for nCino modules:

Commercial Lending & Retail Lending: Configure loan origination workflows, covenants, and syndication.

Deposit Account Opening (DAO): Streamline digital onboarding with eSignature (DocuSign) and identity verification.

Collateral Management: Customize collateral tracking, valuation, and lien perfection workflows.

Credit Memo & Risk Rating: Automate credit scoring models and integrate with Moody's/FICO.

Loan Review & Portfolio Management: Build dashboards for exposure analysis and early warning systems.

Compliance & Audit: Implement SOX/GDPR controls and audit trails.

2. Module-Specific Customization

Document Management: Integrate nCino with DocuSign, SharePoint, or OpenText for document generation/storage.

Product Catalog & Pricing: Configure dynamic pricing engines and product eligibility rules.

Analytics & Reporting: Develop Tableau CRM (Einstein Analytics) dashboards for loan performance tracking.

3. Integration Layer Leadership

Architect real-time integrations with:

Core Banking Systems (Fiserv, Jack Henry, Temenos) via APIs or middleware (MuleSoft, Boomi).

Credit Bureaus (Experian, Equifax) for automated credit pulls.

KYC/AML Providers (Refinitiv, LexisNexis) for customer due diligence.

Design event-driven architectures for data synchronization (e.g., loan booking to core systems).

4. Technical Governance & Optimization

Enforce nCino/Salesforce best practices for security (shield, field-level encryption), performance (bulkified triggers), and scalability.

Lead code reviews and mitigate risks in custom Apex, LWC, or OmniScripts.

5. Stakeholder Collaboration

Advise CTOs/CDOs on nCino roadmap alignment with business goals.

Train teams on Agile/SAFe methodologies for iterative delivery.

Required Skills & Qualifications

10+ years in IT, with 5+ years as a nCino/Salesforce Architect in banking.

Hands-on experience configuring at least 4+ nCino modules (e.g., Commercial Lending, DAO, Collateral Mgmt).

Technical Mastery:

Salesforce: Apex, LWC, Flows, Data Model, DevOps (Copado/Gearset).

Integrations: REST/SOAP APIs, ESBs, ETL tools.

Certifications

Salesforce CTA/System Architect (preferred).

nCino Advanced Professional (preferred).

Domain Knowledge:

Loan lifecycle (underwriting, servicing, default management).

Regulatory frameworks (Basel III, IFRS 9, CCAR).

Nice-to-Have

Experience with nCino IQ (AI-driven underwriting).

Knowledge of banking cloud ecosystems (AWS/Azure for nCino).

Familiarity with US/EMEA banking compliance.