Sales Officer -Auto Loan

Key Responsibilities

• Lead Generation & Prospecting

  :
• Identify and target potential customers who require auto loans, through various channels such as referrals, partnerships, and direct marketing.
• Build and maintain a pipeline of qualified leads for the auto loan business.

• Sales & Business Development

  :
• Promote and sell

  auto loan products

  to prospective customers, ensuring alignment with their financial needs.
• Drive sales through effective communication of product benefits, interest rates, and loan terms.

• Customer Acquisition

  :
• Approach potential customers, evaluate their financial eligibility, and provide suitable loan solutions.
• Ensure a high conversion rate of leads to loan applicants.

• Loan Application Process

  :
• Assist customers with the

  loan application

  process, including collecting required documentation and providing guidance on loan terms and eligibility.
• Work closely with the

  credit and underwriting teams

  to ensure the timely processing and approval of loan applications.

• Relationship Management

  :
• Develop and maintain strong, long-term relationships with customers to encourage repeat business and referrals.
• Provide personalized service to customers throughout the loan approval and disbursement process.

• Cross-Selling & Upselling

  :
• Identify opportunities to cross-sell and upsell additional products such as insurance, extended warranties, or top-up loans.
• Collaborate with other product lines and services within the organization to enhance sales.

• Market Research & Competitor Analysis

  :
• Conduct market research to identify trends, competitive offerings, and customer demands in the auto loan market.
• Provide feedback to the management and marketing teams to improve product offerings and sales strategies.

• Sales Targets & Reporting

  :
• Achieve monthly and annual sales targets, ensuring consistency in meeting or exceeding quotas.
• Maintain regular reporting of sales activities, customer feedback, and loan disbursement status to management.

• Customer Service

  :
• Ensure excellent customer service at all stages of the loan process to maximize satisfaction and minimize complaints.
• Address customer queries, resolve issues, and provide updates on loan status promptly.

• Compliance & Documentation

  :
• Ensure all

  loan documents

  are collected, verified, and submitted according to company policies and regulatory requirements.
• Adhere to compliance and regulatory standards while processing loans and managing customer data.