RSK-Credit Risk Professional

4 - 5 years

6 - 7 Lacs

Posted:1 day ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

Position Specifications:

Corporate Title

Associate

Functional Title

Associate

Experience

4-5 years

Qualification

Chartered Accountant (Rank holder or 1st Attempt pass), PGDM/MBA from toptier Colleges

Requisition No.

11066

Responsibilities

The Financial Institutions team covers the Financial Institutions portfolio across geographies, including Asia, Europe and Americas. As a member of the team, you will:
  • Be responsible for independently reviewing and monitoring counterparties within the Financial Institutions portfolio, which includes Banks, Brokers, Central Clearing counterparties, Mortgage Originators, Insurers, and other Financial Institutions. Specifically, you will:
    • Write credit reviews recommending credit ratings for Counterparty s trading with the bank. This includes an evaluation of the Counterparty s business model, its credit profile, macroeconomic and sector trends, financial analysis, performance vs its peers etc.
    • Perform indepth sector and peer reviews, highlighting key trends, growing risks and possible risk mitigation to be undertaken by the firm.
    • Participate in due diligence calls.
    • Monitor the performance of counterparties and closely track developments related to the counterparty, industry, economy, regulations, markets etc. which could adversely impact the credit profile of the counterparty. Where necessary, detailed notes with the view/outlook and appropriate risk management action will have to be sent to Senior Management within the Risk Division.
    • Assist regional analysts in setting and negotiating credit terms to be included in legal agreements with the counterparty.
    • Present at various forums on critical developments
  • Determining Nomura s trading capacity by assigning risk appetite to counterparties
  • Set or rationalize credit limits in conjunction with business activity with the counterparty.
  • Investigate limit excesses by liaising with Front Office, Operations and Exposure Analytics team, to determine the cause and escalate genuine breaches as per Credit Policies
  • Analyze stressed exposure under various scenarios and provide commentary on the same.
  • Participate in adhoc projects related to rating methodology, portfolio monitoring, regulatory requirements etc.

Requirements

  • Professional degree holders such as CAs, MBAs from reputed institutes or CFA.
  • Prior experience in analyzing Banks / Broker dealers is a must.
  • Must have excellent communication skills, both verbal and written.
  • Ability to work in a global setup, multitasking and handling several tasks and stakeholders independently.
  • Selfstarter with the willingness to work independently and flexibly in a challenging environment.
  • Strong analytical skills and flexible thinking across disciplines.

Preferred

  • 4-5 years experience in writing credit rating reviews on Financial Institutions (Banks and/or Broker dealers)

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Nomura logo
Nomura

Financial Services

Tokyo

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