RM - Debt Service Management, South

1 - 6 years

3 - 7 Lacs

Posted:1 month ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

About the role

Fair To Bank Fair To Customer

Key Responsibilities

Collection /Recovery

Efficient and timely collection of delinquent dues; administration of legal recourse.

Customer Relationship

Understand customer portfolio, customer behaviour and repayment cycle; meet customers frequently.

Channel Management

Manage efficiency of distribution channels comprising of agencies, call centers and 'feet on street'.

360-degree Banking

Generate business opportunities and offer financial solutions across the product spectrum.

Data Analysis

Interpret customer data to identify pre-delinquency trends.

Collaboration

Ability to collaborate with multiple internal groups to provide efficient services to the mapped clients in line with the principle of Fair to the Bank, Fair to the customer.

Qualifications & Skills

Educational Qualification

MBA & Graduates with relevant work experience of 1-8 years in the area of relationship management across industries.

Delinquency Analysis

Ability to analyse reports on delinquent accounts and report misused payments to the Credit Bureau

Customer Escalation Management

Ability to investigate and resolve complaints regarding incorrect debt collection attempts.

Legal Knowledge

Knowledge of relevant legal requirements.

Communication skill

Good oral and written communication skills.

Awareness of regulations

Ability to assess the impact of policies, rules, and regulations on your portfolio.

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