Risk Analyst

You will be working as a Risk Analyst at WeCredit, a fast-growing fintech company in India that partners with leading NBFCs to provide customers with the best online financial solutions, including quick and hassle-free loans. Your role will involve analyzing credit risk performance, developing risk models, and collaborating with various teams to create and iterate risk strategies. Here are the details of your responsibilities and qualifications: **Key Responsibilities:** - Analyse credit risk performance across borrower segments and products. - Develop and refine risk models, scorecards, and decision frameworks using internal and external data. - Monitor key risk indicators (KRIs) and recommend corrective actions for portfolio health. - Collaborate with product, data, and lending teams to create and iterate risk strategies. - Assist in fraud risk management initiatives using data insights and technology tools. - Conduct stress testing and scenario analysis to assess credit portfolio vulnerability. - Ensure compliance with regulatory guidelines (RBI, NBFC norms) and internal risk policies. - Support audits, regulatory inspections, and risk-related documentation. **Requirements:** - Bachelor's or Master's degree in Finance, Economics, Statistics, Mathematics, or related field. - 2-3 years of experience as a Risk Analyst in a Fintech, NBFC, Bank, or Credit Bureau. - Strong knowledge of credit risk principles, scorecards, and lending operations. - Hands-on experience with data tools such as Excel, SQL, Python/R (basic level), and visualization tools (Power BI/Tableau). - Understanding of RBI regulatory framework, NBFC norms, and credit risk compliance. - Excellent analytical, communication, and problem-solving skills. - Prior experience in consumer lending, personal loans, or SME loans is a plus. Please note that the company details were not explicitly mentioned in the job description provided.,